Sold
845 Crescent Lake Road, Waterford, MI 48327
Sold on 04/15/2026 for$273,000
MLS # 20261011452 (Realcomp)
3 beds2 baths1,805 sqftBuilt 19720.24 acres
1 / 30
Listing Description
Welcome home to this well-cared-for three-bedroom, two-bath ranch ideally located close to county parks, beautiful public lakes, and award-winning schools. The updated kitchen (2022) features granite countertops, stainless steel appliances that stay, and a convenient dedicated pantry. Newer paint, carpeting, and laminate flooring create a clean, modern feel throughout. The partially finished basement offers flexible living space perfect for a rec room, home office, or craft area, along with a separate laundry room featuring an easy-to-maintain epoxy floor and abundant storage. Enjoy the meticulously maintained, fully fenced yard with ornamental plantings, seasonal fruit trees, and ample parking, creating both privacy and everyday convenience. Major mechanical updates include a newer furnace and A/C (2019), offering peace of mind and efficiency. Move-in ready and thoughtfully maintained, this home combines comfort, functionality, and an exceptional location.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,805 sq ft home built in 1972 sits in Waterford Township in Waterford.
Closed at $273,000 (about $151/sq ft).
Estimated annual property tax: $3,827, or about $319 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,805 sqft
Lot Size0.24 acres
Year Built1972
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage2.5 spaces
HeatingForced Air
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed2/23/2026
Sold Date4/14/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,207
State Equalized Value$125,870
Taxable Value$117,040
Parcel #1321427022
Source: Public Records
Legal Description
T3N, R9E, SEC 21 PART OF NE 1/4 OF SE 1/4 BEG AT PT DIST S 00-34-30 W 662.70 FT FROM E 1/4 COR, TH S 00-34-30 W 60 FT, TH N 89-38-45 W 176 FT, TH N 00-34-30 E 60 FT, TH S 89-38-45 E 176 FT TO BEG 0.24 A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Robert Torrey
Real Broker, LLC Bloomfield
Frequently Asked Questions about 845 Crescent Lake Road, Waterford, MI 48327
Which school district serves 845 Crescent Lake Road, Waterford, MI 48327?
Per MLS# 20261011452, 845 Crescent Lake Road, Waterford, MI 48327 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261011452, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 845 Crescent Lake Road, Waterford, MI 48327?
Per public tax records, annual property taxes for this property are $4,207. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 845 Crescent Lake Road, Waterford, MI 48327 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 845 Crescent Lake Road, Waterford, MI 48327 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 845 Crescent Lake Road, Waterford, MI 48327?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$3,827
Monthly$319
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,103
Principal & interest$1,784
Property taxes$319
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
845 Crescent Lake Road, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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