Pending
846 S Lakeshore Drive, Ludington, MI 49431
$849,900
MLS # 21007760 (Michigan Regional Information Center (MichRIC))
2 baths800 sqftBuilt 19001.7 acres
1 / 21
Listing Description
Great opportunity for a turnkey business...or, whatever you choose. This property has 24 RV sites and 44 boat slips. Keep running as is which is always full or fill and use as building sites for that dream home or possible condominium development. Many recent updates including docks, retaining wall, walkway, erosion control, etc.. Seller makes no warranty as to possible use.
Source: SparkMLS
About this home
This 2-bath, 800 sq ft home built in 1900 sits in Ludington.
Asking $849,900 (about $1,062/sq ft).
Property tax estimate: $15,418 per year ($1,285/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeRetail
Bathrooms2
Living Area800 sqft
Lot Size1.7 acres
Year Built1900
Stories0
Location
CityLudington
MunicipalityPere Marquette Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
HeatingHot Water
WaterWell
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Electricity Connected, Extra Well
Sale & Financing
Listed8/3/2025
Terms AcceptedConventional, Land Contract, Cash
Source: SparkMLS
Tax Information
Annual Tax$9,450
Tax Year2020
State Equalized Value$342,000
Taxable Value$233,830
Assessed Value$207,300
Parcel #010-720-000-002-00
Source: Public Records
Legal Description
Strand Subdivision Lots 2,3,4 & the North 95' of lot 5
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Foley
Five Star RE Ludington
Frequently Asked Questions about 846 S Lakeshore Drive, Ludington, MI 49431
What school district is 846 S Lakeshore Drive, Ludington, MI 49431 in?
Per MLS# 21007760, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 846 S Lakeshore Drive, Ludington, MI 49431?
Per MLS# 21007760, the seller has indicated this property accepts the following financing types: Conventional, Land Contract, Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 21007760, the most recent reported annual property tax for 846 S Lakeshore Drive, Ludington, MI 49431 is $9,450 (2020). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 846 S Lakeshore Drive, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 846 S Lakeshore Drive, Ludington, MI 49431 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 846 S Lakeshore Drive, Ludington, MI 49431?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 846 S Lakeshore Drive, Ludington, MI 49431. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pere Marquette Twp police department or the Mason County sheriff's office.
Map
Tax Estimate
$
Annual tax$15,418
Monthly$1,285
Millage rate45.0809 mills
Municipality: Pere Marquette TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$6,797
Principal & interest$5,512
Property taxes$1,285
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteFixed Wireless
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
846 S Lakeshore Drive, Ludington, MI 49431
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