For Sale
848 State Street, Boyne City, MI 49712
$1,090,000
MLS # 20261025955 (Realcomp)
4 beds2 baths3,306 sqftBuilt 99993.2 acres
1 / 60
Listing Description
Looking for peace of mind? This truly is a rare find with 3.2 Acres in the heart of Boyne City! Nestled along 368 feet of the beautiful Boyne River you will find tranquility! Just a short walk to lake Charlevoix and downtown Boyne. This Victorian with over 3,300 SF combines charming yet modern in perfect harmony! Boyne City Schools. Primary Bed & Bath are on the 1st floor as well as Laundry Rm. Updated Primary bath includes Bay Window, Walk In Shower and granite counter. Large Updated Kitchen has tons of storage! Corian and Granite Counters, BUTLERS pantry as well as a WALK IN Pantry. The Large Great Room, a later addition, is truly a perfect place to ENTERTAIN!. Enjoy a large open space with hardwood flooring & PHENOMENAL views from your bay window. Did you ever want to Kayak/ Fish out your backyard? A Glass sliding door leads to the Boyne River, gardens and fire pit. Three more Bedrooms upstairs and Full Updated bath with granite counter. Newer FOUR car garage is TWO stories. SECOND level, formally used as an Art and Music Studio, features Boyne River picturesque views. This Large Studio comes complete with knotty pine, oak flooring, recessed lighting and HEAT! It has endless possibilities!!!Did you ever want to say "come sit in my parlor?" Well now you can! There is a full Dining room, formally used as a sitting room. Additionally a side entrance leads to the Amazing wrap around front porch. So enjoy lake living festivities in Boyne City: New Bike trails, Restaurants, quaint shops, Marina, Riverside Park, Veterans Park, Rotary Park, breathtaking sunsets and MUCH more! Do you Ski? Boyne Mountain is 6 miles away! This property has been the setting for countless memories and is TRULY a special place! SO if you want to Relax in Privacy and take in breath taking vistas then this is right for you! Approximately 6 miles to Walloon and 15 miles to Petoskey! Wired for generator hook up. MAKE your offer today and enjoy this Summer up North!
Source: SparkMLS
About this home
4-bedroom, 2-bath, 3,306 sq ft home in Boyne City in Boyne City built in 9999.
Asking $1,090,000 (about $330/sq ft).
Estimated annual property tax: $5,016, or about $418 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area3,306 sqft
Lot Size3.2 acres
Year Built9999
Stories2
Location
CityBoyne City
MunicipalityBoyne City
Zip Code49712
CountyCharlevoix
School DistrictBoyne City
Construction & Systems
ConstructionWood Siding, Other
BasementCrawl Space
Garage4 spaces
HeatingBaseboard, Radiant
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/30/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,016
Parcel #05123606800
Source: SparkMLS
Legal Description
COM ON SLY LI HWY M-75 & E LI OF W 100FTOF E 1/2 OF NW 1/4 OF NW 1/4 SEC 36 T33N R6W TH ELY AL SLY LI SD HWY 132.35FT TO POB TH AT ANG 96DEG48' TO RT 442FT M/LTOWATERS EDGE OF BOYNE RIVER TH ELY AL SD SH TO INTER WI LI WHICH IS 190FT W(MEAS AL SLY LI HWY M-75) OF W1/8 LI OF SD SEC THN PARA WI SD 1/8 LI 580FT M/L TO SLY LI OF HWY M-75 TH WLY AL SD HWY LI 267.27FTTO POB BEING PT OF E1/2 OF NW1/4 OF
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rosemary Dickow
KW Showcase Realty
Frequently Asked Questions about 848 State Street, Boyne City, MI 49712
Which school district serves 848 State Street, Boyne City, MI 49712?
Per MLS# 20261025955, 848 State Street, Boyne City, MI 49712 is in the Boyne City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Boyne City directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261025955, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 848 State Street, Boyne City, MI 49712?
Per public tax records, annual property taxes for this property are $5,016. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 848 State Street, Boyne City, MI 49712 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 848 State Street, Boyne City, MI 49712 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 848 State Street, Boyne City, MI 49712?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Boyne City police department or the Charlevoix County sheriff's office.
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Monthly payment$7,070
Principal & interest$7,070
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
848 State Street, Boyne City, MI 49712
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Municipality
Boyne City
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