Sold
849 W Breckenridge Street, Ferndale, MI 48220
Sold on 09/26/2025 for$495,000
MLS # 20251024863 (Realcomp)
3 beds3 baths1,988 sqftBuilt 19240.15 acres
1 / 61
Listing Description
***Multiple offers received. Highest and best due Tuesday 8/19 at noon. No personal letters.*** Just steps from Geary Park and moments from the vibrant heart of downtown, this beautifully updated Ferndale colonial blends historic character with modern comforts. Arched doorways, refinished hardwood floors, and abundant natural light set a warm, inviting tone. Spacious living room with a wood-burning stone fireplace. The newer peninsula kitchen offers both style and function, while the bright library/sunroom provides the perfect spot to read, relax, or work from home.Enjoy an expansive deck for outdoor dining and entertaining, along with updated baths, a finished basement, Closets by Design, and a newer washer and dryer. The home features a new zoned furnace/AC system for year-round comfort and includes a home warranty for peace of mind. 3 Bedrooms, 2.1 baths, finished basement, and a storage shed. Seller holds a Michigan real estate license.
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 3-bedroom, 3-bath, 1,988 sq ft, with original construction dating to 1924.
Closed at $495,000 (about $249/sq ft).
Property tax estimate: $8,360 per year ($697/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,988 sqft
Lot Size0.15 acres
Year Built1924
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding, Wood Siding
BasementPartial
HeatingRadiant
WaterPublic
SewerPublic
InteriorBasement Partially Finished, Home Warranty
Sale & Financing
Listed8/15/2025
Sold Date9/25/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,360
State Equalized Value$169,590
Taxable Value$167,240
Parcel #2528478008
Source: Public Records
Legal Description
T1N, R11E, SEC 28 ANSON RIDGE SUB LOT 54, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Maureen Francis
@properties Christie's Int'l R.E. Birmingham
Frequently Asked Questions about 849 W Breckenridge Street, Ferndale, MI 48220
Which school district serves 849 W Breckenridge Street, Ferndale, MI 48220?
Per MLS# 20251024863, 849 W Breckenridge Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 849 W Breckenridge Street, Ferndale, MI 48220?
Per MLS# 20251024863, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 849 W Breckenridge Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $8,360. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 849 W Breckenridge Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 849 W Breckenridge Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 849 W Breckenridge Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 849 W Breckenridge Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
849 W Breckenridge Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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