For Sale
851 Union Street, 40, Milford, MI 48381
$164,800
MLS # 20261036661 (Realcomp)
1 bed1 bath600 sqftBuilt 19720 acres
1 / 17
Listing Description
Charming and fully remodeled ranch condo in the heart of Downtown Milford! This rare opportunity features a beautifully updated kitchen with brand-new white shaker cabinets, custom drawers and shelving, stylish new backsplash, quartz countertops, and stainless steel appliances—including a refrigerator, stove, dishwasher, microwave, and an all-in-one washer & dryer. The open-concept layout is ideal for entertaining, highlighted by a spacious island/snack bar and flowing into the living space with gorgeous luxury plank hardwood flooring throughout. The updated bathroom showcases a custom shower, while the primary bedroom offers a peaceful retreat with a private door wall leading to a cozy balcony. Tucked away in a quiet, private setting yet just a short walk to everything Downtown Milford has to offer, this low-maintenance lifestyle includes HOA coverage for water, sewer, garbage, and exterior maintenance. Don’t miss this move-in-ready gem!
Source: SparkMLS
About this home
Located in Milford Township in Milford, this property offers 1-bedroom, 1-bath, 600 sq ft, with original construction dating to 1972.
Asking $164,800 (about $275/sq ft).
Property tax estimate: $1,768 per year ($147/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms1
Bathrooms1
Living Area600 sqft
Year Built1972
Stories1
Location
CityMilford
MunicipalityMilford Charter Twp
Zip Code48381
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementPartial
HeatingForced Air
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed5/20/2026
Original Price$169,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$300 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$1,680
State Equalized Value$51,640
Taxable Value$49,280
Parcel #1602357040
Source: Public Records
Legal Description
T2N, R7E, SEC 2 & 3 OAKLAND COUNTY CONDOMINIUM PLAN NO 892 VILLA DEL LAGO CONDOMINIUM UNIT 40, BLDG 3 L 15105 P 638 6-19-96 FR 351-003
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Todd A Rall
Keller Williams Ann Arbor Market Center
Frequently Asked Questions about 851 Union Street, 40, Milford, MI 48381
What school district is 851 Union Street, 40, Milford, MI 48381 in?
Per MLS# 20261036661, this property is served by Huron Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261036661, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261036661, the most recent reported annual property tax for 851 Union Street, 40, Milford, MI 48381 is $1,680. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 851 Union Street, 40, Milford, MI 48381 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 851 Union Street, 40, Milford, MI 48381 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$1,768
Monthly$147
Millage rate34.2383 mills
Municipality: VILLAGE OF MILFORD
School district: HURON VALLEY SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,516
Principal & interest$1,069
Property taxes$147
HOA$300
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
851 Union Street, 40, Milford, MI 48381
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Municipality
Milford Township
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County
Oakland County
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