For Sale
8520 W Sapphire, Lake City, MI 49651
$160,000
MLS # 1947476 (Northern Great Lakes REALTORS® MLS)
1 bed1 bathBuilt 20220.14 acres
1 / 43
Listing Description
YOUR AFFORDABLE UP NORTH RETREAT ON BEAUTIFUL LAKE SAPPHIRE! Enjoy your own 12-foot shared easement directly across the street on beautiful Lake Sapphire, featuring gradual access to 264 acres of all-sports recreation. Whether you enjoy boating, fishing, swimming, kayaking, or simply relaxing by the water, this is an affordable opportunity to experience Northern Michigan lake living without the high waterfront taxes. Built in 2022, this charming one-room cottage offers 424 square feet of thoughtfully designed living space plus an additional 144-square-foot exterior storage area located behind the cottage. The professionally designed interior embraces a classic lakefront motif, complete with beadboard finishes, luxury vinyl plank flooring, charming cottage décor, and exceptional attention to detail. Every square foot is utilized beautifully, featuring a cozy sleeping area, a large closet with laundry hookups, a beautifully finished three-quarter bath, a functional kitchenette, and an inviting dining and living area that creates the perfect Up North retreat. The home is connected to sewer system and served by a private well drilled below the aquifer, providing modern conveniences with peace of mind. Nestled on a beautifully landscaped 54' x 160' lot, the property offers exceptional privacy with brand-new privacy fencing along both side property lines and mature trees bordering the rear of the lot. You'll appreciate the attractive tiered landscaping, spacious concrete driveway, and full RV hookup with electric, water, and sewer connections that make this property ideal for hosting family and friends. After a day on the lake, gather around the campfire, enjoy dinner at the picnic table, or simply unwind and take in the peaceful surroundings. The exterior storage area offers plenty of room for your lake toys, outdoor furniture, and lawn tools. Whether you're searching for a weekend getaway, seasonal retreat, or investment opportunity, this turnkey cottage checks the box.
Source: SparkMLS
About this home
Located in Lake City, this property offers 1-bedroom, 1-bath, with original construction dating to 2022.
Listed at $160,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Lot Size0.14 acres
Year Built2022
Stories1
Location
CityLake City
Zip Code49651
CountyMissaukee
Construction & Systems
HeatingBaseboard
WaterPrivate Water
SewerPublic
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tamara McLeod Helsel
City2Shore Real Estate Northern Michigan
Frequently Asked Questions about 8520 W Sapphire, Lake City, MI 49651
What type of financing is accepted for this listing?
Per MLS# 1947476, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8520 W Sapphire, Lake City, MI 49651 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 8520 W Sapphire, Lake City, MI 49651?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,038
Principal & interest$1,038
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8520 W Sapphire, Lake City, MI 49651
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