For Sale
853 Wordsworth Street, Ferndale, MI 48220
$199,000
MLS # 20261047412 (Realcomp)
2 beds1 bath713 sqftBuilt 19440.24 acres
1 / 29
Listing Description
Charming and efficient 2-bedroom, 1-bath home in the heart of Ferndale offering exceptional value in a highly sought-after location. This 713 sq ft residence features a smart, functional layout that maximizes every square foot, creating a comfortable and inviting living experience. Filled with natural light and classic character, the home offers a warm and welcoming feel with great potential to personalize over time. Enjoy a private backyard space ideal for relaxing, gardening, or entertaining. Located on a quiet residential street just minutes from downtown Ferndale, residents benefit from immediate access to award-winning restaurants, coffee shops, nightlife, parks, and major commuter routes. Perfect for first-time buyers, downsizers, or investors seeking strong rental demand in a high-growth area. A rare opportunity to own in one of Metro Detroit’s most vibrant and walkable communities.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 713 sq ft home built in 1944 sits in Ferndale in Ferndale.
Asking $199,000 (about $279/sq ft).
Estimated annual property tax: $2,158, or about $180 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area713 sqft
Lot Size0.24 acres
Year Built1944
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick
Garage1.5 spaces
HeatingGravity
WaterPublic
Sale & Financing
Listed6/23/2026
Original Price$219,000
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$2,158
State Equalized Value$123,570
Taxable Value$39,380
Parcel #2535302007
Source: Public Records
Legal Description
T1N, R11E, SEC 35 C W HARRAH'S FERNDALE SUB E 15 FT OF LOT 43, ALL OF LOT 44, & UNVAC PARTS OF LOTS 45 & 46 LYING WLY OF GTWRR R/W, ALSO THAT PART OF NW 1/4 OF SEC BEG AT PT DIST W 15 FT FROM NE COR OF SD LOT 43, TH N 33 FT, TH E TO WLY LINE OF GTRR R/W, TH SELY TO N LINE OF SD LOT 45, TH W TO BEG 12/27/85 FR 004 & 006
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Anthony Djon
Anthony Djon Luxury Real Estate
Frequently Asked Questions about 853 Wordsworth Street, Ferndale, MI 48220
What school district is 853 Wordsworth Street, Ferndale, MI 48220 in?
Per MLS# 20261047412, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261047412, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261047412, the most recent reported annual property tax for 853 Wordsworth Street, Ferndale, MI 48220 is $2,158. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 853 Wordsworth Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 853 Wordsworth Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 853 Wordsworth Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
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Monthly payment$1,291
Principal & interest$1,291
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
853 Wordsworth Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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