For Sale
8531 Gale Road, White Lake, MI 48386
$99,000
MLS # 26016830 (Michigan Regional Information Center (MichRIC))
0.23 acres
1 / 6
Listing Description
Have you ever wanted to live on an island -- your own private oasis in Michigan? Welcome to your dream escape. Island Oasis in Michigan -- Private Waterfront Living, Year-Round Charm- build your dr4eam home - there are utilities on the property
Source: SparkMLS
About this home
Asking $99,000.
Estimated annual property tax: $1,162, or about $97 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.23 acres
Location
CityWhite Lake
MunicipalityWhite Lake Twp
Zip Code48386
CountyOakland
School DistrictWaterford
Construction & Systems
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Electricity Connected
Sale & Financing
Listed4/20/2026
Original Price$110,000
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$998
Tax Year2025
State Equalized Value$40,400
Taxable Value$25,360
Assessed Value$25,360
Parcel #1213128022
Source: Public Records
Legal Description
T3N, R8E, SEC 13 GALES LAKE PONTIAC SUB LOTS 15 & 16 BLK 1, ALSO OF 'ENGLISH VILLAS SUB' N 30 FT OF E 30 FT OF LOT 436, ALSO N 30 FT OF LOT 437 10-1-03 FR 010 & 017
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Gross
Key Realty One LLC
Frequently Asked Questions about 8531 Gale Road, White Lake, MI 48386
What school district is 8531 Gale Road, White Lake, MI 48386 in?
Per MLS# 26016830, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 8531 Gale Road, White Lake, MI 48386?
Per MLS# 26016830, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016830, the most recent reported annual property tax for 8531 Gale Road, White Lake, MI 48386 is $998 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8531 Gale Road, White Lake, MI 48386 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8531 Gale Road, White Lake, MI 48386 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$1,162
Monthly$97
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$739
Principal & interest$642
Property taxes$97
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8531 Gale Road, White Lake, MI 48386
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Municipality
White Lake Township
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County
Oakland County
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