Sold
854 KELLEY Street, Traverse City, MI 49686
Sold on 09/12/2025 for$281,900
MLS # 20250032740 (Realcomp)
3 beds2 baths1,804 sqftBuilt 19730.21 acres
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Listing Description
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home located just a few blocks from the shores of Lake Michigan in the heart of Traverse City. Tucked away in a quiet neighborhood, this property offers the perfect combination of comfort, functionality, and location.Step inside to bright spacious living areas and thoughtfully designed features throughout. The kitchen flows seamlessly into the dining space, ideal for entertaining or everyday living. The home also includes a versatile flex room—perfect as a 4th bedroom, home office, gym, or hobby space—tailored to meet your lifestyle needs.Outside, enjoy a fully fenced yard that's perfect for pets, kids, or relaxing summer evenings. The 2.5-car garage provides ample space for vehicles, storage, or a workshop, while additional outbuildings offer even more utility—ideal for gardening tools, recreational gear, or hobby use.This property truly offers the best of Northern Michigan living: close to Lake Michigan beaches, downtown shopping, restaurants, trails, and all that vibrant Traverse City has to offer.Agent is related to seller. All information is provided as a courtesy , buyer to verify all information.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,804 sq ft home built in 1973 sits in Traverse City in Traverse City.
Final sale price: $281,900 (about $156/sq ft).
Estimated annual property tax: $2,909, or about $242 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,804 sqft
Lot Size0.21 acres
Year Built1973
Stories2
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49686
CountyGrand Traverse County
School DistrictTraverse City
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/14/2025
Sold Date9/11/2025
Original Price$349,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,909
Parcel #285147807900
Source: SparkMLS
Legal Description
LOT 6 BLOCK 5 BARLOW FARMS ADD. ALSO W 10 FT. OF LOT 7.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brent Watkins
Your Future Investment Properties LLC
Frequently Asked Questions about 854 KELLEY Street, Traverse City, MI 49686
Which school district serves 854 KELLEY Street, Traverse City, MI 49686?
Per MLS# 20250032740, 854 KELLEY Street, Traverse City, MI 49686 is in the Traverse City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Traverse City directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20250032740, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 854 KELLEY Street, Traverse City, MI 49686?
Per public tax records, annual property taxes for this property are $2,909. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 854 KELLEY Street, Traverse City, MI 49686 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 854 KELLEY Street, Traverse City, MI 49686 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 854 KELLEY Street, Traverse City, MI 49686. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 854 KELLEY Street, Traverse City, MI 49686?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,943
Principal & interest$1,943
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteUnlicensed Fixed Wireless
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
854 KELLEY Street, Traverse City, MI 49686
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Municipality
Traverse City
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