For Sale
854 W Washington Street, Ionia, MI 48846
$215,000
MLS # 26033475 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,022 sqftBuilt 19420.3 acres
1 / 24
Listing Description
Welcome to the elusive real estate unicorn: a whisper-quiet end-of-the cul-de-sac retreat featuring a colossal four-stall heated garage, delivering country serenity without the forty-minute commute for decent coffee, dining, or any other convenience imaginable. Whether you collect oversized toys or simply despise scraping ice off windshields, this space easily handles your vehicles and hobbies. Inside, hard-surface floors sweep the main level with heated tile in the front entry, so your guests are comfy right when they walk in the door. The kitchen has plenty of cupboard and counter space. Year-round comfort is guaranteed with a newer high-efficiency furnace and central air keeping utility costs gracefully in check. Offering three inviting bedrooms and a sprawling one-third-acre property with a huge fenced yard, this property effortlessly blends rural tranquility with uncompromised living. This is the exceptionally rare, affordable starter home that brilliantly overdelivers on premium
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,022 sq ft home built in 1942 sits in Ionia in Ionia.
Asking $215,000 (about $210/sq ft).
Estimated annual property tax: $2,725, or about $227 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,022 sqft
Lot Size0.3 acres
Year Built1942
Stories2
Location
CityIonia
MunicipalityIonia City
Zip Code48846
CountyIonia
School DistrictIonia
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Partial
Garage4 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/12/2026
Original Price$225,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,725
Tax Year2026
Assessed Value$71,709
Parcel #202-180-000-140-00
Source: SparkMLS
Legal Description
CITY OF IONIA YEOMANS ADDITION LOTS 33 & 34
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Darrell DeWard
Icon Realty Group LLC
Frequently Asked Questions about 854 W Washington Street, Ionia, MI 48846
What school district is 854 W Washington Street, Ionia, MI 48846 in?
Per MLS# 26033475, this property is served by Ionia. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26033475, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033475, the most recent reported annual property tax for 854 W Washington Street, Ionia, MI 48846 is $2,725 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 854 W Washington Street, Ionia, MI 48846 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 854 W Washington Street, Ionia, MI 48846 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Ionia City police department or the Ionia County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
854 W Washington Street, Ionia, MI 48846
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Municipality
Ionia
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