Sold
855 Allen Street, Ferndale, MI 48220
Sold on 11/07/2025 for$260,000
MLS # 20251043784 (Realcomp)
2 beds1 bath2,324 sqftBuilt 19410.09 acres
1 / 30
Listing Description
Fully Renovated in the Heart of Ferndale!This stylish 2-bedroom gem has been completely updated—brand new brand new kitchen, floors, paint, roof, doors and quartz counter top. Clean, modern, and move-in ready. Too many upgrades to list. Classy, comfortable, and close to everything.Prime Ferndale locationFull interior renovationThis one won’t last—see it ASAP!
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 2-bedroom, 1-bath, 2,324 sq ft, with original construction dating to 1941.
Closed at $260,000 (about $112/sq ft).
Annual property taxes run approximately $2,882 ($240/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area2,324 sqft
Lot Size0.09 acres
Year Built1941
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
Garage1 space
HeatingForced Air
InteriorBasement Finished
Sale & Financing
Listed10/7/2025
Sold Date11/6/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,882
State Equalized Value$98,030
Taxable Value$40,390
Parcel #2534305077
Source: Public Records
Legal Description
T1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOT 447 10-17-02 FR 075
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Maynard Neal
NERG Real Estate Experts
Frequently Asked Questions about 855 Allen Street, Ferndale, MI 48220
What school district is 855 Allen Street, Ferndale, MI 48220 in?
Per MLS# 20251043784, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251043784, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251043784, the most recent reported annual property tax for 855 Allen Street, Ferndale, MI 48220 is $2,882. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 855 Allen Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 855 Allen Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 855 Allen Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 855 Allen Street, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,673
Principal & interest$1,673
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
855 Allen Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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