For Sale
8590 W Thomas Road, Shelby, MI 49455
$99,000
MLS # 26012392 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,368 sqftBuilt 19600 acres
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Listing Description
**Home to be moved off land** This well-maintained stick-built ranch-style home offers nearly 1,400 sq. ft. of comfortable living space, featuring 4 generously sized bedrooms and 1.5 updated baths. Home is being sold without land and must be placed on property owned by the buyer. A mover is already arranged, making this a rare opportunity to secure a full-size home with minimal hassle. Step inside from the inviting front porch into a bright living room featuring rich hardwood floors, natural wood trim, a stylish stacked stone fireplace, and a large picture window that fills the space with natural light. The updated kitchen offers white soft-close cabinetry, tiled backsplash, and a convenient snack bar overlooking the dining area. The main floor includes laundry, four spacious bedrooms, and 1.5 baths, providing a functional layout with easy single-level living. Opportunities like this are hard to find--schedule your showing today.
Source: SparkMLS
About this home
Located in Shelby, this property offers 4-bedroom, 2-bath, 1,368 sq ft, with original construction dating to 1960.
Listed at $99,000 (about $72/sq ft).
Estimated annual property tax: $1,200, or about $100 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,368 sqft
Year Built1960
Stories1
Location
CityShelby
MunicipalityBenona Twp
Zip Code49455
CountyOceana
School DistrictShelby
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementCrawl Space
Garage2 spaces
HeatingBaseboard, Forced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available
InteriorEat-in Kitchen, Pantry
Sale & Financing
Listed3/27/2026
Original Price$109,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,200
Tax Year2025
Assessed Value$47,703
Parcel #011-032-100-17
Source: SparkMLS
Legal Description
S 3/5 OF W 1/4 OF SE 1/4 OF NW 1/4 OF SECTION 32 OF BENONA TWP, OCEANA CO, MI
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dontay W Robertson
NuCon Realty, LLC
Frequently Asked Questions about 8590 W Thomas Road, Shelby, MI 49455
Which school district serves 8590 W Thomas Road, Shelby, MI 49455?
Per MLS# 26012392, 8590 W Thomas Road, Shelby, MI 49455 is in the Shelby boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Shelby directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26012392, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8590 W Thomas Road, Shelby, MI 49455?
Per public tax records, annual property taxes for this property are $1,200 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8590 W Thomas Road, Shelby, MI 49455 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8590 W Thomas Road, Shelby, MI 49455 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8590 W Thomas Road, Shelby, MI 49455?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benona Twp police department or the Oceana County sheriff's office.
Map
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Monthly payment$642
Principal & interest$642
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
8590 W Thomas Road, Shelby, MI 49455
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County
Macomb County
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