Sold
85998 Cherry Lane, Decatur, MI 49045
Sold on 08/28/2025 for$207,000
MLS # 25038913 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,450 sqftBuilt 20030.26 acres
1 / 34
Listing Description
Life is better at the lake! Enjoy being minutes away from the water in this home with deeded access to Keeler Lake allowing owners to relax on the beach, boat, fish, and swim. Perfect for a second home or for a full time resident. Well maintained ranch home offering luxury laminate floors, 1,450 finished SF, 3 bedrooms and 2 full bathrooms. Features a spacious living area, functional layout, and peaceful setting. Lush backyard perfect to enjoy all summer long and large shed for storage. Home is being offered furnished, including a dock for the shared frontage. Keeler Lake is an 85 acre all sports lake with low traffic and only two hours from Chicago. Don't miss out on this great opportunity
Source: SparkMLS
About this home
Located in Decatur, this property offers 3-bedroom, 2-bath, 1,450 sq ft, with original construction dating to 2003.
Closed at $207,000 (about $143/sq ft).
Annual property taxes run approximately $1,722 ($144/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 4 providers.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,450 sqft
Lot Size0.26 acres
Year Built2003
Stories1
Location
CityDecatur
MunicipalityKeeler Twp
Zip Code49045
CountyVan Buren
School DistrictDowagiac Union School District
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorEat-in Kitchen
Sale & Financing
Listed8/3/2025
Sold Date8/27/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,657
Tax Year2024
State Equalized Value$63,000
Taxable Value$58,065
Assessed Value$58,065
Homestead (PRE)100%
Parcel #80-12-055-020-00
Source: Public Records
Legal Description
509-F27 23-4-16 733-666 890-848 1304-110 1625-483 1659-686 1727-36 1728-26 1739-274 *** LOT 27 APPLE ORCHARD PARK.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Wortman Real Estate Group
@properties Christie's International R.E.
Frequently Asked Questions about 85998 Cherry Lane, Decatur, MI 49045
Which school district serves 85998 Cherry Lane, Decatur, MI 49045?
Per MLS# 25038913, 85998 Cherry Lane, Decatur, MI 49045 is in the Dowagiac Union School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac Union School District directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25038913, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 85998 Cherry Lane, Decatur, MI 49045?
Per public tax records, annual property taxes for this property are $1,657 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 85998 Cherry Lane, Decatur, MI 49045 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 85998 Cherry Lane, Decatur, MI 49045 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 85998 Cherry Lane, Decatur, MI 49045. The maximum advertised download speed is 1.0 Gbps. 4 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 85998 Cherry Lane, Decatur, MI 49045?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Keeler Twp police department or the Van Buren County sheriff's office.
Loading map...
Tax Estimate
$
Annual tax$1,722
Monthly$144
Millage rate27.3330 mills
Municipality: Keeler Township
School district: DOWAGIAC UNION SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,434
Principal & interest$1,291
Property taxes$144
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteSatellite
4 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
85998 Cherry Lane, Decatur, MI 49045
View full property history →
Get email alerts for new listings near 85998 Cherry Lane
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.