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8609 Odowling, Onsted, MI 49265
$1,159,900
MLS # 20261044214 (Realcomp)
4 beds4 baths5,574 sqftBuilt 20000.54 acres
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Listing Description
Experience lakefront living at its finest with this stunning custom home offering over 4,000 square feet of finished living space, plus an additional 600-square-foot loft/bonus room above the garage. Perfectly positioned on nearly an acre of waterfront property, this exceptional residence combines luxury, space, and breathtaking views.Featuring 4 spacious bedrooms, 3.5 bathrooms, and a thoughtfully designed floor plan, this home has been beautifully updated throughout and is truly move-in ready. Enjoy peace of mind with a new roof, expansive living areas, and incredible indoor-outdoor entertaining spaces.Step outside to your private waterfront retreat complete with a large patio, multiple decks overlooking the lake, private dock access, and panoramic water views. Whether you’re hosting guests, enjoying summer days on the water, or relaxing with a morning coffee overlooking the lake, with natural water pond.this property delivers a lifestyle few homes can match.Property Highlights:• 4 Bedrooms• 3.5 Bathrooms• Over 4,000 Sq Ft• Additional 600 Sq Ft Loft/Bonus Room• Nearly 1 Acre Lot• Prime Lakefront Location• New Roof• Fully Updated• Private Dock• Expansive Outdoor Entertaining Areas• Stunning Water Views(ALL SPORTS LAKE)
Source: SparkMLS
About this home
Located in Franklin Township in Onsted, this property offers 4-bedroom, 4-bath, 5,574 sq ft, with original construction dating to 2000.
Currently offered at $1,159,900 (about $208/sq ft).
Property tax estimate: $8,589 per year ($716/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Midwest Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area5,574 sqft
Lot Size0.54 acres
Year Built2000
Stories2
Location
CityOnsted
MunicipalityFranklin Twp
Zip Code49265
CountyLenawee
School DistrictOnsted
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementWalk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed6/11/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$175 / Annually
Source: SparkMLS
Tax Information
Annual Tax$8,680
State Equalized Value$343,300
Taxable Value$315,427
Homestead (PRE)100%
Parcel #FR0822005000
Source: Public Records
Legal Description
UNIT 5, GILGAL POINTE SITE CONDO
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bilal Sabbagh
Own It Realty
Frequently Asked Questions about 8609 Odowling, Onsted, MI 49265
Which school district serves 8609 Odowling, Onsted, MI 49265?
Per MLS# 20261044214, 8609 Odowling, Onsted, MI 49265 is in the Onsted boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Onsted directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261044214, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8609 Odowling, Onsted, MI 49265?
Per public tax records, annual property taxes for this property are $8,680. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8609 Odowling, Onsted, MI 49265 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8609 Odowling, Onsted, MI 49265 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8609 Odowling, Onsted, MI 49265?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Franklin Twp police department or the Lenawee County sheriff's office.
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Tax Estimate
$
Annual tax$8,589
Monthly$716
Millage rate25.0179 mills
Municipality: Franklin TOWNSHIP
School district: ONSTED COMMUNITY SCHOOLS
County: Lenawee
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$8,254
Principal & interest$7,523
Property taxes$716
HOA$15
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8609 Odowling, Onsted, MI 49265
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Municipality
Franklin Township
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County
Lenawee County
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