Sold
861 W LEWISTON Avenue, Ferndale, MI 48220
Sold on 05/04/2026 for$249,900
MLS # 20261007423 (Realcomp)
2 beds1 bath914 sqftBuilt 19220.22 acres
1 / 24
Listing Description
Pride of ownership is apparent in this beautifully updated home, ideally situated in NW Ferndale and directly adjacent to Geary Park. This home features newer flooring throughout and a spacious kitchen that will delight any home cook. With two generously sized bedrooms and modern updates including a newer furnace, A/C, and hot water tank, comfort is guaranteed. The property also includes a remodeled 2.5-car garage with an attached shed for extra storage. The expansive backyard is perfect for kids or pets to play and provides a covered spa with hot tub, and a personal entry into Ferndale Geary Park with pavilion. Appliances are included, making this home truly move-in ready.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 914 sq ft home in Ferndale in Ferndale built in 1922.
Closed at $249,900 (about $273/sq ft).
Annual property taxes run approximately $3,187 ($266/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area914 sqft
Lot Size0.22 acres
Year Built1922
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed2/4/2026
Sold Date5/3/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,187
State Equalized Value$124,310
Taxable Value$44,040
Parcel #2528451017
Source: Public Records
Legal Description
T1N, R11E, SEC 28 ASSESSOR'S REPLAT OF OAKRIDGE SUB LOT 106, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by James T Silver
Keller Williams Somerset
Frequently Asked Questions about 861 W LEWISTON Avenue, Ferndale, MI 48220
Which school district serves 861 W LEWISTON Avenue, Ferndale, MI 48220?
Per MLS# 20261007423, 861 W LEWISTON Avenue, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261007423, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 861 W LEWISTON Avenue, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $3,187. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 861 W LEWISTON Avenue, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 861 W LEWISTON Avenue, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 861 W LEWISTON Avenue, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 861 W LEWISTON Avenue, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,621
Principal & interest$1,621
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
861 W LEWISTON Avenue, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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