For Sale
8622 Anchor Bay Drive, MI 48001
$549,000
MLS # 50209777 (MiRealSource)
2 beds1 bathBuilt 20050.16 acres
1 / 49
Listing Description
Rare opportunity to own the best of both worlds on beautiful Anchor Bay of Lake St. Clair! This move-in ready waterfront property includes a lakefront home with breathtaking views of Anchor Bay plus additional frontage on a deep, wide, free-flowing canal directly across the street. The open-concept floor plan is designed to maximize water views and create a welcoming space for everyday living and entertaining. Built on a 42" crawl space for added peace of mind, the home also features a steel seawalls and whole-house generator. Offering over 1,300 square feet of combined garage space, the property features an attached garage with wall heater plus a separate canal-front barn/garage with a second-floor workshop, providing options for storage, hobbies, vehicles, and watercraft. Immediate occupancy means there's still plenty of time to enjoy summer on the water. A truly unique waterfront offering combining stunning lake views, protected canal access, and endless possibilities for recreation and waterfront living.
Source: SparkMLS
About this home
Located in Clay Township in Michigan, this property offers 2-bedroom, 1-bath, with original construction dating to 2005.
Listed at $549,000.
Natural gas service is provided by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.16 acres
Year Built2005
Location
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage4 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed6/1/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #14-118-0053-000
Source: SparkMLS
Legal Description
Lots 250 & 357 Anchor Bay Beach No. 1 Sec 2 T2N R15E & SEC 35 T3N R15E (W1826/27)
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Patricia Robinet
KW Platinum
Frequently Asked Questions about 8622 Anchor Bay Drive, MI 48001
Which school district serves 8622 Anchor Bay Drive, MI 48001?
Per MLS# 50209777, 8622 Anchor Bay Drive, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50209777, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8622 Anchor Bay Drive, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8622 Anchor Bay Drive, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8622 Anchor Bay Drive, MI 48001?
Per Michigan Public Service Commission service territory data: Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$3,561
Principal & interest$3,561
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8622 Anchor Bay Drive, MI 48001
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Municipality
Clay Township
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