Pending
8630 Curtis Lane, Petoskey, MI 49770
$2,100,000
MLS # 26032513 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,393 sqftBuilt 19550.2 acres
1 / 20
Listing Description
Located on Walloon Lakes' West arm, this property offers approximately 62' of clear sandy frontage. A highly desired and sought-after area of the lake, with its serene setting and proximity to Bay Harbor & Boyne City. The home includes approximately 1,393 sq ft and features 3 bedrooms and 2 baths, a fireplace, and large windows. This home is complemented by a newly added full-width covered deck that provides a stunning waterfront view perfect for outdoor gatherings. The flat lawn extends directly to the water and dock, creating an ideal lakeside setting, and the property features an attractive footprint with potential for future expansion, making it a perfect lakeside retreat.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,393 sq ft home in Petoskey built in 1955.
Currently offered at $2,100,000 (about $1,508/sq ft).
Property tax estimate: $999 per year ($83/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,393 sqft
Lot Size0.2 acres
Year Built1955
Stories1
Location
CityPetoskey
MunicipalityBay Twp
Zip Code49770
CountyCharlevoix
School DistrictBoyne City
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementCrawl Space
HeatingForced Air
WaterPrivate Water
SewerSeptic Tank
Sale & Financing
Listed6/27/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$999
Tax Year2025
State Equalized Value$507,200
Taxable Value$281,142
Assessed Value$289,857
Parcel #001-500-011-10
Source: Public Records
Legal Description
PLAT OF WESTHAVEN SHORES THE N 50FT OF LOT 12 & S 12.5FT OF LOT 11 OF WESTHAVEN SHORES 96SP/COMB 500-011-70/500-011-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Thomas A Rumble
EXP Realty LLC
Frequently Asked Questions about 8630 Curtis Lane, Petoskey, MI 49770
What school district is 8630 Curtis Lane, Petoskey, MI 49770 in?
Per MLS# 26032513, this property is served by Boyne City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 8630 Curtis Lane, Petoskey, MI 49770?
Per MLS# 26032513, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032513, the most recent reported annual property tax for 8630 Curtis Lane, Petoskey, MI 49770 is $999 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8630 Curtis Lane, Petoskey, MI 49770 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8630 Curtis Lane, Petoskey, MI 49770 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay Twp police department or the Charlevoix County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$13,621
Principal & interest$13,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8630 Curtis Lane, Petoskey, MI 49770
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