For Sale
8630 W School Section Lake Drive, Mecosta, MI 49332
$430,000
MLS # 25054067 (Michigan Regional Information Center (MichRIC))
2 beds1 bath960 sqftBuilt 19760.58 acres
1 / 25
Listing Description
Nestled on 123 feet of pristine lakefront, this charming A-frame home offers the perfect blend of rustic elegance and modern comfort. With cathedral ceilings and a stunning floor-to-ceiling stone fireplace, the open-concept living space exudes warmth and character. The 2-bedroom, 1-bath layout is thoughtfully designed to maximize lake views, and a full walk-out basement provides ample opportunity for expansion or recreation. Step outside onto the expansive wrap-around deck—ideal for entertaining or simply relaxing while taking in the panoramic views of the all-sports lake and sandy beach shoreline.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 960 sq ft home in Mecosta built in 1976.
Currently offered at $430,000 (about $448/sq ft).
Annual property taxes run approximately $4,223 ($352/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 7 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area960 sqft
Lot Size0.58 acres
Year Built1976
Stories2
Location
CityMecosta
MunicipalityMorton Twp
Zip Code49332
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
StyleA-Frame
ConstructionWood Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed10/20/2025
Original Price$450,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,223
Tax Year2025
Assessed Value$91,590
Parcel #5411075013000
Source: SparkMLS
Legal Description
Sec 121 T14N R09W N 1/2 lot 12 & Entire lot 13 and 14 Rest more Resort EXC 2 FT of the N 1/2 Lot 12
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Murdoch
Berkshire Hathaway HomeServices
Frequently Asked Questions about 8630 W School Section Lake Drive, Mecosta, MI 49332
What school district is 8630 W School Section Lake Drive, Mecosta, MI 49332 in?
Per MLS# 25054067, this property is served by Chippewa Hills. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 8630 W School Section Lake Drive, Mecosta, MI 49332?
Per MLS# 25054067, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25054067, the most recent reported annual property tax for 8630 W School Section Lake Drive, Mecosta, MI 49332 is $4,223 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8630 W School Section Lake Drive, Mecosta, MI 49332 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8630 W School Section Lake Drive, Mecosta, MI 49332 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 8630 W School Section Lake Drive, Mecosta, MI 49332?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Morton Twp police department or the Mecosta County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,789
Principal & interest$2,789
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
1 Gbps
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsBrightspeedDSL
60 MbpsHughesNetSatellite
50 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8630 W School Section Lake Drive, Mecosta, MI 49332
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