For Sale
8639 Stone Road, Clay, MI 48001
$359,000
MLS # 20261026951 (Realcomp)
3 beds2 baths1,283 sqftBuilt 19787.12 acres
1 / 31
Listing Description
Tucked away on over 7 beautifully wooded acres, this charming home offers privacy, space, and versatility. Featuring 3 bedrooms and 2 full baths with new flooring and paint, an updated kitchen, new windows in 2025 with transferable warranty, plus a converted garage that adds a cozy sitting area and 2 additional bedroom, giving you 5 bedrooms total. Enjoy the peaceful setting set back off the road, along with two outbuildings (including a 20x16) and the convenience of city water. A perfect blend of country feel and modern comfort!!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,283 sq ft home in Clay Township in Clay built in 1978.
Currently offered at $359,000 (about $280/sq ft).
Property tax estimate: $4,079 per year ($340/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,283 sqft
Lot Size7.12 acres
Year Built1978
Stories1
Location
CityClay
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionBrick, Wood Siding
BasementCrawl Space
Garage2 spaces
HeatingBaseboard, Hot Water, Other
SewerSeptic Tank
Sale & Financing
Listed4/20/2026
Original Price$369,000
Terms AcceptedConventional
Source: SparkMLS
Tax Information
Annual Tax$4,079
Parcel #74140331019500
Source: SparkMLS
Legal Description
S 143.25' OF N 1695.29' OF E 2471' OF THAT PART OF N 1/2 LYING E OF CL STONE RD EXC N 127.25' OF W 353' SECTION 33 T3N R16E 7.12 A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stacy Comment
DOBI Real Estate
Frequently Asked Questions about 8639 Stone Road, Clay, MI 48001
Which school district serves 8639 Stone Road, Clay, MI 48001?
Per MLS# 20261026951, 8639 Stone Road, Clay, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What financing options are available for 8639 Stone Road, Clay, MI 48001?
Per MLS# 20261026951, this listing accepts Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8639 Stone Road, Clay, MI 48001?
Per public tax records, annual property taxes for this property are $4,079. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8639 Stone Road, Clay, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8639 Stone Road, Clay, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8639 Stone Road, Clay, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$2,328
Principal & interest$2,328
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8639 Stone Road, Clay, MI 48001
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Municipality
Clay Township
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