For Sale
86500 60th Street, Decatur, MI 49045
$649,900
MLS # 26021931 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,400 sqftBuilt 19890.46 acres
1 / 36
Listing Description
Large lakefont feet on all sports Keeler Lake in Southwestern MI. 4 bedroom and 3 full bathrooms. Expansive lakeviews from the lower level patio and the upper deck. Nice sandy beach to walk directly into the lake. The bedrooms have lake views. Stone wood burning fireplace in the main floor living room. The lower level has sliders out to the covered patio. Storage shed lakeside. Keeler Lake is almost 80 acres and full recreational. This home is ready to be moved into to start enjoying lakeliving. Within 2 hours of Chicago, less than 30 minutes to St Joseph, MI Most furnishings available
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,400 sq ft home in Decatur built in 1989.
Listed at $649,900 (about $271/sq ft).
Annual property taxes run approximately $7,536 ($628/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,400 sqft
Lot Size0.46 acres
Year Built1989
Stories1
Location
CityDecatur
MunicipalityKeeler Twp
Zip Code49045
CountyVan Buren
School DistrictDowagiac
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementWalk-Out Access
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available, Cable Available
InteriorHot Tub Spa, Eat-in Kitchen
Sale & Financing
Listed5/12/2026
Original Price$699,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,051
Tax Year2025
State Equalized Value$275,700
Taxable Value$160,182
Assessed Value$165,147
Parcel #80-12-023-006-00
Source: Public Records
Legal Description
1774-278 846-143 548-747 1145-729 1253-534 230-C 23-4-16 BEG ON E SEC L 594' S OF E 1/4 PT, TH S 100', TH W TO KEELER LAKE, TH NLY ALG SD LAKE TO PT W OF BEG, TH E TO BEG.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kelly L Smit
Michigan Lakes Real Estate Team Inc.
Frequently Asked Questions about 86500 60th Street, Decatur, MI 49045
What school district is 86500 60th Street, Decatur, MI 49045 in?
Per MLS# 26021931, this property is served by Dowagiac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26021931, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021931, the most recent reported annual property tax for 86500 60th Street, Decatur, MI 49045 is $8,051 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 86500 60th Street, Decatur, MI 49045 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 86500 60th Street, Decatur, MI 49045 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Keeler Twp police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$7,536
Monthly$628
Millage rate27.3330 mills
Municipality: Keeler Township
School district: DOWAGIAC UNION SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,843
Principal & interest$4,215
Property taxes$628
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
86500 60th Street, Decatur, MI 49045
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