For Sale
8658 W Black Lane, Cheboygan, MI 49721
$649,900
MLS # 201839736
4 beds2 bathsBuilt 19851.03 acres
1 / 38
Listing Description
Welcome to your slice of Northern Michigan waterfront living on the Black River, where every day begins and ends with the rhythm of the water. Imagine stepping out from your main-level primary suite onto your private deck, coffee in hand, as the river quietly flows by. Just beyond, your boat waits at the permanent dock--ready for a spontaneous cruise along the Inland Waterway. Within minutes, you can be docking for dinner or drinks at Hack-Ma-Tack Inn or Pier M33, or simply exploring miles of scenic shoreline right from your backyard. Inside, the home is just as inviting. Fresh interior paint, new flooring, and updated light fixtures create a bright, clean, and stylish atmosphere throughout. The kitchen features modern appliances, offering a space that is both functional and beautifully, Age: 31+ Years Approx
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Cheboygan built in 1985.
Listed at $649,900.
Electric service is provided by Presque Isle Electric & Gas Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size1.03 acres
Year Built1985
Location
CityCheboygan
MunicipalityBenton Twp
Zip Code49721
CountyCheboygan
Sale & Financing
Listed4/30/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tonya Schryer
COLDWELL BANKER SCHMIDT CHEBOYGAN
Frequently Asked Questions about 8658 W Black Lane, Cheboygan, MI 49721
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8658 W Black Lane, Cheboygan, MI 49721 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8658 W Black Lane, Cheboygan, MI 49721 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8658 W Black Lane, Cheboygan, MI 49721?
Per Michigan Public Service Commission service territory data: Electric: Presque Isle Electric & Gas Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Twp police department or the Cheboygan County sheriff's office.
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Monthly payment$4,215
Principal & interest$4,215
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Presque Isle Electric & Gas Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8658 W Black Lane, Cheboygan, MI 49721
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