For Sale
86640 60th Street, Decatur, MI 49045
$799,000
MLS # 26029053 (Michigan Regional Information Center (MichRIC))
5 beds4 baths3,516 sqftBuilt 20060.37 acres
1 / 59
Listing Description
Southwest Michigan - Waterfront Keeler Lake Home - Sister Lakes area. 100' of sandy-bottom frontage and a full-length lakeside deck overlooking the expansive yard and beautiful lake views. This all water-sport lake is great for boating, skiing, fishing, kayaking and canoeing. Built in 2006, this very spacious 5 bed, 4 bath layout is ideal for multi-family use or investment, featuring a lower-level walkout with family and recreation room, enclosed porch with hot tub. The lakeside garage features electric and an overhead door perfect for a future lake-side cabana. Attached 2 ½ car garage. MEC high-speed fiber internet. Perfectly located 10 min. from Sister Lakes, local breweries, restaurants and farm stands; approximately 15 min. to charming downtown Dowagiac, 15 min. to I-94 Hartford Exit, 30 min. to St. Joseph/Lake Michigan, 45 min. to Kalamazoo, 50 min. to Notre Dame and 2 hours to Chicago. Perfect for year-round lake living, rental income or a summer retreat.
Source: SparkMLS
About this home
5-bedroom, 4-bath, 3,516 sq ft home in Decatur built in 2006.
Currently offered at $799,000 (about $227/sq ft).
Annual property taxes run approximately $10,794 ($900/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area3,516 sqft
Lot Size0.37 acres
Year Built2006
Stories2
Location
CityDecatur
MunicipalityKeeler Twp
Zip Code49045
CountyVan Buren
School DistrictDowagiac
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air, Heat Pump
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Hot Tub Spa, Center Island, Eat-in Kitchen
Sale & Financing
Listed6/11/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,023
Tax Year2025
State Equalized Value$394,900
Taxable Value$265,955
Assessed Value$281,602
Homestead (PRE)100%
Parcel #80-12-023-008-00
Source: Public Records
Legal Description
230-E 23-4-16 600-270 797-233 1480-105 1684-192 *** BEG ON E SEC L 894' S OF E 1/4 PT, TH S 100', TH W TO KEELER LAKE, TH NLY ALG SD LAKE TO PT W OF BEG, TH E TO BEG.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shelly Myers
@properties Christie's International R.E.
Frequently Asked Questions about 86640 60th Street, Decatur, MI 49045
What school district is 86640 60th Street, Decatur, MI 49045 in?
Per MLS# 26029053, this property is served by Dowagiac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26029053, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26029053, the most recent reported annual property tax for 86640 60th Street, Decatur, MI 49045 is $8,023 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 86640 60th Street, Decatur, MI 49045 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 86640 60th Street, Decatur, MI 49045 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Keeler Twp police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$10,794
Monthly$900
Millage rate27.3330 mills
Municipality: Keeler Township
School district: DOWAGIAC UNION SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$6,082
Principal & interest$5,182
Property taxes$900
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
86640 60th Street, Decatur, MI 49045
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