For Sale
8670 N Island Drive Lot 32 and 33, Canadian Lakes, MI 49346
$729,900
MLS # 26016907 (Michigan Regional Information Center (MichRIC))
2 beds2 baths2,047 sqftBuilt 20240.53 acres
1 / 57
Listing Description
Welcome to your Canadian Lakes-- Lake of the Clouds waterfront retreat--an exceptional, nearly new home offering the perfect blend of modern comfort and serene natural beauty. Just two years old, this thoughtfully designed residence features a stunning open-concept great room, ideal for both everyday living and entertaining. Enjoy the outdoors from expansive, multi-level decks that overlook peaceful water views and a private, wooded setting. The covered deck provides a perfect space to relax and take in the quiet, scenic surroundings year-round. Inside, you'll find a spacious pantry, a custom-designed mudroom, and a well-appointed layout that combines function with style. The walkout basement is already prepped and designed for finishing, offering the opportunity to add additional bedrooms, bathrooms, and living space tailored to your needs. Car enthusiasts and hobbyists will appreciate the incredible three-stall garage, providing ample space for storage and recreational gear.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 2,047 sq ft home in Canadian Lakes built in 2024.
Currently offered at $729,900 (about $357/sq ft).
Annual property taxes run approximately $11,466 ($956/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area2,047 sqft
Lot Size0.53 acres
Year Built2024
Stories1
Location
CityCanadian Lakes
MunicipalityMorton Twp
Zip Code49346
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementFull, Walk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/20/2026
Original Price$749,900
Terms AcceptedCash, Conventional
HOA
HOA Fee$1,800 / Annually
IncludesOther, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$11,466
Tax Year2025
Assessed Value$258,549
Parcel #5411-161-033-000
Source: SparkMLS
Legal Description
SEC 19 T14N R08W LOT 33 and 32 LAKE OF THE CLOUDS #1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tom Garner
Century 21 White House Realty
Frequently Asked Questions about 8670 N Island Drive Lot 32 and 33, Canadian Lakes, MI 49346
What school district is 8670 N Island Drive Lot 32 and 33, Canadian Lakes, MI 49346 in?
Per MLS# 26016907, this property is served by Chippewa Hills. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26016907, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016907, the most recent reported annual property tax for 8670 N Island Drive Lot 32 and 33, Canadian Lakes, MI 49346 is $11,466 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8670 N Island Drive Lot 32 and 33, Canadian Lakes, MI 49346 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8670 N Island Drive Lot 32 and 33, Canadian Lakes, MI 49346 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Morton Twp police department or the Mecosta County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,884
Principal & interest$4,734
HOA$150
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8670 N Island Drive Lot 32 and 33, Canadian Lakes, MI 49346
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