For Sale
86804 60th Street, Decatur, MI 49045
$650,000
MLS # 50208655 (MiRealSource)
4 beds2 bathsBuilt 19700.47 acres
1 / 27
Listing Description
Turnkey lakefront living on beautiful Keeler Lake! This fully remodeled 4-bedroom home blends modern updates with relaxed waterfront charm and is designed for entertaining, multi-family getaways, or year-round enjoyment. Since 2018, the home has been extensively updated with custom wood cabinetry, quartz countertops, marble backsplash, luxury vinyl plank flooring, fresh paint, updated trim, new interior/exterior doors, windows, mini split HVAC, PEX plumbing, and major electrical improvements. The spacious layout comfortably sleeps up to 18 guests, with all four bedrooms located on the second floor. Outside, enjoy professionally redesigned landscaping, a large lakeside paver patio with built-in fire pit, fresh parking pad, and low-maintenance exterior improvements including new gutters and downspouts. The oversized 25x26 metal garage features a brand-new metal roof, 100-amp panel, and electric vehicle charger. Situated on Keeler Lake, a peaceful 70-acre all-sport lake known for its quiet atmosphere and active lake association, this property offers exceptional boating, fishing, and waterfront recreation without the congestion of commercial lake traffic. Ideal as a private retreat, full-time residence, or income-producing vacation rental, with strong short-term rental potential year-round. Most furnishings are included, along with a 24’ Bentley pontoon boat with 115HP Mercury outboard, electric golf cart, and electric Craftsman tractor—making this a truly turnkey lakefront opportunity.
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Decatur built in 1970.
Asking $650,000.
Estimated annual property tax: $7,038, or about $587 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.47 acres
Year Built1970
Location
CityDecatur
MunicipalityKeeler Twp
Zip Code49045
CountyVan Buren
School DistrictDecatur
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab
Garage2 spaces
SewerSeptic Tank
Sale & Financing
Listed5/21/2026
Original Price$700,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
State Equalized Value$257,500
Taxable Value$157,096
Parcel #80-12-130-001-00
Source: Public Records
Legal Description
587-A1 23-4-16 879-390 1414-180 1603-494 1604-930 1663-58 *** LOT 1 OAK GROVE POINT.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jonathan Minerick
HomeCoin.com
Frequently Asked Questions about 86804 60th Street, Decatur, MI 49045
What school district is 86804 60th Street, Decatur, MI 49045 in?
Per MLS# 50208655, this property is served by Decatur. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 86804 60th Street, Decatur, MI 49045?
Per MLS# 50208655, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 86804 60th Street, Decatur, MI 49045 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 86804 60th Street, Decatur, MI 49045 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Keeler Twp police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$7,038
Monthly$587
Millage rate27.3330 mills
Municipality: Keeler Township
School district: DOWAGIAC UNION SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,802
Principal & interest$4,216
Property taxes$587
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
86804 60th Street, Decatur, MI 49045
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