Sold
869 Cedar Bay Court, White Lake, MI
Sold on 01/14/2026 for$242,000
MLS # 20251056689 (Realcomp)
2 beds1 bath1,768 sqftBuilt 19720.78 acres
1 / 1
Listing Description
LSSD BRICK RANCH WITH A FULL BASEMNET, AN ATTACHED GARAGE, ON A BEAUTIFUL PRIVATE STREET WITH NO HOA ON A NICE PARCEL OF LAND THAT IS ALREADY FENCED. A bonus extra wide driveway so you can enjoy entertaining and parking your work or play vehicles, plus there's a handy storage shed on a concrete slab in the backyard too for garden/lawn gear. This gem was built in 1972 as a 3 bedroom home and has been enjoyed by one family all this time. After the nest emptied, they wanted more entertaining space so removed the two walls of the 3rd bedroom to expand the great room. The white kitchen with its ceramic tile floor and extra buffet counter with cabinetry offers a bright and sunny sliding door to the 3/4+ acre fenced backyard with a 10 x 16 wood deck and a bonus 10 x 12 storage shed in the rear of the yard. There is hardwood flooring in the extra spacious great room, hall and bedrooms. Cedar Island Lake is at the end of this dead end street. The public boat launch with parking for four vehicles with trailers is located just 1.3 miles away on Oxbow Lake Rd. for super convenient use of the lake. Pull down attic storage plus built-in storage in garage. Updated 220 Amp electric service panel and home is wired for a generator and has newer glass block windows. The boring expensive things are already replaced for you. Bring your fresh paint colors and move in to enjoy this private setting. Finished portion of basement is paneled with a drywall ceiling. Room to add on if you wish since it has such a large lot. Full bath dual entry to primary/front hall. Updates made since 2021: roof, Carrier furnace and central a/c, water heater and water conditioning system. Hanson replacement windows with 30 year transferrable warranty from 2003. Fresh epoxy floors just completed for a super neat and tidy basement living space. Enjoy wood burning fireplace for cozy nights. Refinish the real oak hardwood floors to whatever stain color you prefer.
Source: SparkMLS
About this home
Located in White Lake Township in White Lake, this property offers 2-bedroom, 1-bath, 1,768 sq ft, with original construction dating to 1972.
This home sold for $242,000 (about $137/sq ft).
Estimated annual property tax: $2,830, or about $236 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 2,000 Mbps from 7 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,768 sqft
Lot Size0.78 acres
Year Built1972
Stories1
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionBrick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished, Humidifier
Sale & Financing
Listed1/13/2026
Sold Date1/13/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,379
State Equalized Value$98,360
Taxable Value$70,330
Parcel #1235102004
Source: Public Records
Legal Description
T3N, R8E, SEC 35 PART OF NW 1/4 BEG AT PT DIST S 89-53-00 E 600 FT & S 00-07-00 W 649.66 FT FROM NW SEC COR, TH N 89-51-00 W 200.60 FT, TH S 00-24-00 W 108.67 FT, TH S 89-51-00 E 312.73 FT, TH N 00-30-00 W 108.67 FT, TH N 89-51-00 W 110.90 FT TO BEG 0.78 AY531A-1A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kendra McConnell Hurd
The Agency Hall & Hunter
Frequently Asked Questions about 869 Cedar Bay Court, White Lake, MI
What school district is 869 Cedar Bay Court, White Lake, MI in?
Per MLS# 20251056689, this property is served by Walled Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251056689, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251056689, the most recent reported annual property tax for 869 Cedar Bay Court, White Lake, MI is $2,379. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 869 Cedar Bay Court, White Lake, MI eligible for USDA financing?
Per USDA Rural Development boundary data, 869 Cedar Bay Court, White Lake, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 869 Cedar Bay Court, White Lake, MI is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 869 Cedar Bay Court, White Lake, MI?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 869 Cedar Bay Court, White Lake, MI. The maximum advertised download speed is 2.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,830
Monthly$236
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,857
Principal & interest$1,621
Property taxes$236
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
869 Cedar Bay Court, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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