Pending
87 Duncan Drive, Troy, MI 48098
$500,000
MLS # 20261040225 (Realcomp)
4 beds3 baths2,692 sqftBuilt 19760.36 acres
1 / 40
Listing Description
Welcome to this well maintained 4-bedroom, 2.5-bath home nestled on a large private cul-de-sac lot in desirable Scott Lands Subdivision. A lovely marble foyer welcomes you inside, where abundant natural light fills the spacious living and dining rooms, highlighted by a large picture window. The updated kitchen features ample cabinetry, a GE gas range with vented hood, GE wall oven, microwave, and newer dishwasher. The expansive family room offers wall-to-wall built-in shelving and a cozy gas fireplace, creating the perfect space for relaxing or entertaining. Upstairs, you’ll find three generously sized bedrooms and two full baths. The fourth bedroom is located on the lower level and is currently utilized as a home office. The finished basement provides versatile bonus living space ideal for a recreation room, home gym, gaming area, or playroom, along with abundant storage and a large cedar closet. Enjoy year-round peace of mind with the Generac whole-house generator. Additional highlights include a new AC (2024), a 14’ x 14’ storage shed, private patio with direct gas line for grilling, built-in garage storage cabinets, and an extra-wide driveway. Conveniently located within the highly regarded Troy School District, this exceptional home combines comfort, functionality, and a prime location. Don’t miss this wonderful opportunity!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,692 sq ft home built in 1976 sits in Troy in Troy.
Listed at $500,000 (about $186/sq ft).
Annual property taxes run approximately $6,819 ($568/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,692 sqft
Lot Size0.36 acres
Year Built1976
Stories4
Location
CityTroy
MunicipalityCity of Troy
Zip Code48098
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed6/1/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,819
State Equalized Value$214,090
Taxable Value$187,810
Parcel #2016276023
Source: Public Records
Legal Description
T2N, R11E, SEC 16 SCOTT LANDS SUB NO 1 LOT 36
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lisa Scaccia
Ascendent Realty Associates, LLC
Frequently Asked Questions about 87 Duncan Drive, Troy, MI 48098
What school district is 87 Duncan Drive, Troy, MI 48098 in?
Per MLS# 20261040225, this property is served by Troy. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 87 Duncan Drive, Troy, MI 48098?
Per MLS# 20261040225, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261040225, the most recent reported annual property tax for 87 Duncan Drive, Troy, MI 48098 is $6,819. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 87 Duncan Drive, Troy, MI 48098 eligible for USDA financing?
Per USDA Rural Development boundary data, 87 Duncan Drive, Troy, MI 48098 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 87 Duncan Drive, Troy, MI 48098 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$3,243
Principal & interest$3,243
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
87 Duncan Drive, Troy, MI 48098
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Municipality
Troy
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County
Oakland County
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