Pending
872 Channing Street, Ferndale, MI 48220
$229,900
MLS # 20261035411 (Realcomp)
2 beds1 bath1,402 sqftBuilt 19440.09 acres
1 / 17
Listing Description
At the heart of this fully renovated brick ranch is its standout kitchen, featuring an island, high-end appliances, and an open-concept layout that sets this home apart from the rest. Located at the end of a quiet street with a small private playground and a pathway to Fair Park, the property offers a peaceful setting with limited traffic. The exterior has been completely refreshed with a new driveway, updated landscaping, enhanced exterior details, and recently updated mechanicals — providing both exceptional curb appeal and peace of mind. Inside, the home features two bedrooms, an updated full bathroom, and a finished basement offering additional living space, storage, and the potential for a third bedroom, office, or workout area. The original floors have been refinished, and cohesive updated finishes carry throughout the home, creating a bright, inviting interior that feels polished without losing its character. A one-car garage completes the property. This is a rare opportunity to own a truly turnkey, thoughtfully updated, and beautiful home in Ferndale.
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 2-bedroom, 1-bath, 1,402 sq ft, with original construction dating to 1944.
Listed at $229,900 (about $164/sq ft).
Estimated annual property tax: $2,016, or about $168 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,402 sqft
Lot Size0.09 acres
Year Built1944
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/14/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,016
State Equalized Value$86,790
Taxable Value$36,500
Parcel #2535304019
Source: Public Records
Legal Description
T1N, R11E, SEC 35 C W HARRAH'S FERNDALE SUB LOT 124, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rabab Binno
Coastal Realty, LLC
Frequently Asked Questions about 872 Channing Street, Ferndale, MI 48220
Which school district serves 872 Channing Street, Ferndale, MI 48220?
Per MLS# 20261035411, 872 Channing Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261035411, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 872 Channing Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $2,016. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 872 Channing Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 872 Channing Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 872 Channing Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,491
Principal & interest$1,491
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
872 Channing Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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