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8740 Saratoga Street, Oak Park, MI 48237
$265,000
MLS # 20261037841 (Realcomp)
3 beds2 baths1,640 sqftBuilt 19470.12 acres
1 / 36
Listing Description
This well-maintained Oak Park bungalow offers the best of both worlds. Located within the sought-after Ferndale Public Schools district while still giving you the quiet neighborhood feel Oak Park is known for. Inside, you’ll find original hardwood floors in great condition along with numerous updates completed in 2019, including the furnace, A/C, plumbing, electrical, energy-efficient windows, kitchen, bathrooms, siding, flooring, and paint. The kitchen opens nicely into the dining area, creating a comfortable layout for everyday living and entertaining.The home features three bedrooms, including a spacious primary bedroom with luxury plank flooring and generous closet space. The partially finished basement adds extra living and entertaining space with a custom built bar already in place. Outside, the deep backyard provides plenty of room to enjoy, along with a newer detached one-car garage. This is the kind of home that feels welcoming the moment you walk in—schedule your private tour today before it’s gone.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,640 sq ft home built in 1947 sits in Oak Park.
Currently offered at $265,000 (about $162/sq ft).
Annual property taxes run approximately $2,630 ($219/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,640 sqft
Lot Size0.12 acres
Year Built1947
Stories2
Location
CityOak Park
MunicipalityOak Park City
Zip Code48237
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed5/24/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,630
State Equalized Value$97,600
Taxable Value$97,600
Parcel #2533103023
Source: Public Records
Legal Description
T1N, R11E, SEC 33 FERNDALE WYOMING SUB LOT 129 & 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Gabriel Johnson
@properties Christie's Int'l R.E. Detroit
Frequently Asked Questions about 8740 Saratoga Street, Oak Park, MI 48237
Which school district serves 8740 Saratoga Street, Oak Park, MI 48237?
Per MLS# 20261037841, 8740 Saratoga Street, Oak Park, MI 48237 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 8740 Saratoga Street, Oak Park, MI 48237?
Per MLS# 20261037841, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8740 Saratoga Street, Oak Park, MI 48237?
Per public tax records, annual property taxes for this property are $2,630. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8740 Saratoga Street, Oak Park, MI 48237 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8740 Saratoga Street, Oak Park, MI 48237 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8740 Saratoga Street, Oak Park, MI 48237?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,719
Principal & interest$1,719
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8740 Saratoga Street, Oak Park, MI 48237
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County
Oakland County
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