For Sale
8770 N Island Drive 22-23, Canadian Lakes, MI 49346
$479,950
MLS # 26010907 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,128 sqftBuilt 19710.39 acres
1 / 43
Listing Description
Located on a double lot with panoramic views overlooking Lake of Clouds in Canadian Lakes, makes this home ideal for vacation, year around living or just a magnificent getaway place! An ideal location for privacy and seclusion this property is highly sought after! The home offers 4 bedrooms and 2 full baths, 2 car garage, screened in porch, 120 feet of beautiful lake frontage, walk out basement, ,fireplace, excellent swimming and fantastic fishing! As member of Canadian Lakes you have access to all sports lakes, golf courses, tennis courts, pools, restaurants, shopping, beaches and much more! In addition you are entitled to FREE golf on the Pines and Highlands golf courses and FREE pool and fitness center usage. This is a ''one owner'' property and priced to sell! Call the listing agent today for more details!
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,128 sq ft home in Canadian Lakes built in 1971.
Listed at $479,950 (about $226/sq ft).
Property tax estimate: $5,750 per year ($479/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,128 sqft
Lot Size0.39 acres
Year Built1971
Stories1
Location
CityCanadian Lakes
MunicipalityMorton Twp
Zip Code49346
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingBaseboard
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available
InteriorEat-in Kitchen
Sale & Financing
Listed3/19/2026
Original Price$499,950
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$899 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$5,750
Tax Year2025
Assessed Value$83,608
Parcel #5411-161-022-000
Source: SparkMLS
Legal Description
SEC 19 T14N R08W LOTS 22, 23 LAKE OF THE CLOUDS # 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Daniel Bollman
Century 21 White House Realty
Frequently Asked Questions about 8770 N Island Drive 22-23, Canadian Lakes, MI 49346
What school district is 8770 N Island Drive 22-23, Canadian Lakes, MI 49346 in?
Per MLS# 26010907, this property is served by Chippewa Hills. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26010907, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26010907, the most recent reported annual property tax for 8770 N Island Drive 22-23, Canadian Lakes, MI 49346 is $5,750 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8770 N Island Drive 22-23, Canadian Lakes, MI 49346 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8770 N Island Drive 22-23, Canadian Lakes, MI 49346 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Morton Twp police department or the Mecosta County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,188
Principal & interest$3,113
HOA$75
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8770 N Island Drive 22-23, Canadian Lakes, MI 49346
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