Sold
88 River Street, Niles, MI 49120
Sold on 05/17/2024 for$270,000
MLS # 23140088 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,680 sqftBuilt 19300.27 acres
1 / 42
Listing Description
ST. JOSEPH RIVERFRONT. Approx. 130' of prime St. Joseph River frontage comes with this 2-3 BR home. Includes an oversized 2-car garage with workshop area. Features include a charming, updated kitchen/family room that walks out to a deck overlooking the river. A spacious 19 x 14 master bedroom with vaulted ceiling, walk-through double closets, & bath with whirlpool tub. The walk-out basement has a finished rec room with wet bar & a screened porch that overlooks the river. A bonus room off of the living area could be 3rd bedroom or office. Multi-level decking is in great shape and recently painted. Enjoy lovely river views, easy river access, and exceptional fishing! Conveniently located less than 1 mi. to downtown Niles.
Source: SparkMLS
About this home
Located in Niles in Niles, this property offers 2-bedroom, 2-bath, 1,680 sq ft, with original construction dating to 1930.
Final sale price: $270,000 (about $161/sq ft).
Property tax estimate: $1,637 per year ($136/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,680 sqft
Lot Size0.27 acres
Year Built1930
Stories1
Location
CityNiles
MunicipalityNiles City
Zip Code49120
CountyBerrien
School DistrictNiles
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding, Other
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed4/9/2024
Sold Date5/16/2024
Original Price$310,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,637
Tax Year2023
Assessed Value$31,558
Parcel #11-71-4510-0044-01-2
Source: SparkMLS
Legal Description
LOTS 44 & 45 O P LACEY'S 2ND ADD TO NILES
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Gerald Olson
Cressy & Everett R.E. of Harbor Country
Frequently Asked Questions about 88 River Street, Niles, MI 49120
Which school district serves 88 River Street, Niles, MI 49120?
Per MLS# 23140088, 88 River Street, Niles, MI 49120 is in the Niles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Niles directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 23140088, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 88 River Street, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $1,637 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 88 River Street, Niles, MI 49120 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 88 River Street, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 88 River Street, Niles, MI 49120. The maximum advertised download speed is 1.2 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 88 River Street, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Niles City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,849
Principal & interest$1,849
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
10 providers at this address
XfinityCable
1.2 Gbps1 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
88 River Street, Niles, MI 49120
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Municipality
Niles
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