Sold
880 Bay Street, Pontiac, MI 48342
Sold on 10/22/2025 for$175,000
MLS # 20251033792 (Realcomp)
3 beds2 baths1,453 sqftBuilt 19920.54 acres
1 / 25
Listing Description
Handyman Special Galloway Lake View! 1992 build, 3 bed / 2 bath (basement bath not included in count) with 1,453 sq ft + unfinished basement. Lower level and basement bath gutted after washer leak caused mold now a blank canvas for your rehab. Lakeview to Galloway Lake, split between Pontiac & Auburn Hills. Strong flip or rental potential.
Source: SparkMLS
About this home
Located in Pontiac in Pontiac, this property offers 3-bedroom, 2-bath, 1,453 sq ft, with original construction dating to 1992.
Final sale price: $175,000 (about $120/sq ft).
Property tax estimate: $1,924 per year ($160/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,453 sqft
Lot Size0.54 acres
Year Built1992
Stories1
Location
CityPontiac
MunicipalityPontiac
Zip Code48342
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed9/4/2025
Sold Date10/21/2025
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$1,924
State Equalized Value$124,380
Taxable Value$49,260
Parcel #1422227027
Source: Public Records
Legal Description
T3N, R10E, SEC 22 LAKE COURT THAT PART OF LOTS 20, 21, 22 & VAC ALLEY DESC AS BEG AT PT DIST N 01-00-00 E 90 FT FROM SE COR OF LOT 22, TH N 89-28-09 W 306.46 FT, TH N 00-57-51 E 60 FT, TH N 81-16-39 E 310.95 FT, TH S 01-00-00 W 110 FT TO BEG 2-13-89 FR 021
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Scott Fader
Joseph Walter Realty, LLC
Frequently Asked Questions about 880 Bay Street, Pontiac, MI 48342
What school district is 880 Bay Street, Pontiac, MI 48342 in?
Per MLS# 20251033792, this property is served by Pontiac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251033792, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251033792, the most recent reported annual property tax for 880 Bay Street, Pontiac, MI 48342 is $1,924. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 880 Bay Street, Pontiac, MI 48342 eligible for USDA financing?
Per USDA Rural Development boundary data, 880 Bay Street, Pontiac, MI 48342 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 880 Bay Street, Pontiac, MI 48342 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 880 Bay Street, Pontiac, MI 48342?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,070
Principal & interest$1,070
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
880 Bay Street, Pontiac, MI 48342
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Municipality
Pontiac
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County
Oakland County
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