For Sale
8811 Waruf Avenue, Portage, MI 49002
$870,000
MLS # 26021379 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,020 sqftBuilt 19140.21 acres
1 / 90
Listing Description
Price reduced as owner accepted job out of state, open to offers. Main lake house is a 3bed 2bath, newly renovated. Traditional floorplan (not open concept). Hardwood floors in living/dining rooms with wood burning FP. Master on main, with 2 additional bedrms upstairs along with laundry and den. All season room overlooks the lake and deck. Basement has a finished rec room, root cellar, and tons of storage. The detached 3 car garage is two story with a 720sf guesthouse that includes full size kitchen with w/d, 1 bedrm with walk-in closet, and full bath. This is a legal grandfathered-in rental unit per the City that has been getting $1600. Outside you'll find a garden space with raised beds, multiple porches/patios, and lakeside a huge bi-level deck, and more storage in shed behind garage. New walk-in custom closet upstairs and new kitchen backsplash installed. Owner is real estate agent.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,020 sq ft home built in 1914 sits in Portage in Portage.
Listed at $870,000 (about $288/sq ft).
Estimated annual property tax: $7,241, or about $603 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,020 sqft
Lot Size0.21 acres
Year Built1914
Stories2
Location
CityPortage
MunicipalityPortage City
Zip Code49002
CountyKalamazoo
School DistrictPortage
Construction & Systems
StyleOther
ConstructionStone, Vinyl Siding
BasementCrawl Space, Partial
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorGuest Quarters, Center Island, Pantry
Sale & Financing
Listed5/11/2026
Original Price$889,000
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,241
Tax Year2025
Assessed Value$154,590
Parcel #10-06900-025-O
Source: SparkMLS
Legal Description
RAMONA PARK LOT 25
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Barbara A Sloan
Whitmore Realty Group, LLC
Frequently Asked Questions about 8811 Waruf Avenue, Portage, MI 49002
What school district is 8811 Waruf Avenue, Portage, MI 49002 in?
Per MLS# 26021379, this property is served by Portage. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 8811 Waruf Avenue, Portage, MI 49002?
Per MLS# 26021379, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021379, the most recent reported annual property tax for 8811 Waruf Avenue, Portage, MI 49002 is $7,241 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8811 Waruf Avenue, Portage, MI 49002 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8811 Waruf Avenue, Portage, MI 49002 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Portage City police department or the Kalamazoo County sheriff's office.
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Monthly payment$5,643
Principal & interest$5,643
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8811 Waruf Avenue, Portage, MI 49002
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Municipality
Portage
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