Sold

8820 Osmo Street, Kaleva, MI 49645

Sold on 03/11/2020 for$98,000

MLS # 20002918 (Michigan Regional Information Center (MichRIC))

3 beds1 bath1,040 sqftBuilt 19790.34 acres

Listing Description

Recently remodeled home on large corner lot in the Village of Kaleva. There are 3 bedrooms, 1 bath, open kitchen, dining and living room. The updates were done approximately 5 years ago, and they include hardwood floors in the kitchen and dining area, white cupboards with lots of lights, tile back splash, stainless appliance, carpet and paint. The seller added extra insulation, so the home is very efficient. There is also a full basement with updated 220-amp electrical service, and the washer and dryer hookup. It's open and would make a great family/game room. The one car attached garage offers lots of storage also. Cable/internet service available! The lot across the road is all wooded so this is a perfect home in town but feels private!

Source: SparkMLS

About this home

3-bedroom, 1-bath, 1,040 sq ft home in Kaleva Village in Kaleva built in 1979.

Closed at $98,000 (about $94/sq ft).

Broadband is available with download speeds up to 300 Mbps from 5 providers. Electric service is provided by Cherryland Electric Cooperative; natural gas by Superior Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms1

Living Area1,040 sqft

Lot Size0.34 acres

Year Built1979

Stories1

Location

CityKaleva

MunicipalityKaleva Vlg

Zip Code49645

CountyManistee

School DistrictKaleva Norman Dickson School District

Construction & Systems

StyleRanch

ConstructionAluminum Siding

BasementFull

Garage1 space

HeatingForced Air

WaterPublic

SewerSeptic Tank

UtilitiesCable Available, Phone Connected, Natural Gas Connected, Cable Connected

InteriorBroadband, Garage Door Opener

Sale & Financing

Listed1/23/2020

Sold Date3/10/2020

Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional

Source: SparkMLS

Tax Information

Annual Tax$0

Tax Year2019

Assessed Value$30,946

Parcel #513854170411

Source: SparkMLS

Legal Description

Village of Kaleva Rengo Add Lots 6 & 7 Block 4

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Nancy Randall

Big River Properties

Frequently Asked Questions about 8820 Osmo Street, Kaleva, MI 49645

What school district is 8820 Osmo Street, Kaleva, MI 49645 in?

Per MLS# 20002918, this property is served by Kaleva Norman Dickson School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.

What financing options are available for 8820 Osmo Street, Kaleva, MI 49645?

Per MLS# 20002918, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

Is 8820 Osmo Street, Kaleva, MI 49645 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 8820 Osmo Street, Kaleva, MI 49645 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Is fiber internet available at 8820 Osmo Street, Kaleva, MI 49645?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8820 Osmo Street, Kaleva, MI 49645. The maximum advertised download speed is 300 Mbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.

Cherryland Electric Cooperative Superior Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Kaleva Vlg police department or the Manistee County sheriff's office.

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Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$641

Principal & interest$641

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

300 Mbps

Upload

30 Mbps

Licensed Fixed WirelessGSO SatelliteSatelliteDSL

5 providers at this address

VerizonLicensed Fixed Wireless

300 Mbps

StarlinkGSO Satellite

280 Mbps

Viasat IncSatellite

150 Mbps

HughesNetSatellite

100 Mbps

Kaleva Telephone CompanyDSL

25 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Cherryland Electric Cooperative

Co-op

800-442-8616 Web

Superior Energy Company

Investor-Owned

231-362-2520 Web

MI Public Service Commission service territory boundaries.

Property

8820 Osmo Street, Kaleva, MI 49645

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Municipality

Kaleva Village

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Listing Description

Source: SparkMLS

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms1

Living Area1,040 sqft

Lot Size0.34 acres

Year Built1979

Stories1

Location

CityKaleva

MunicipalityKaleva Vlg

Zip Code49645

CountyManistee

School DistrictKaleva Norman Dickson School District

Construction & Systems

StyleRanch

ConstructionAluminum Siding

BasementFull

Garage1 space

HeatingForced Air

WaterPublic

SewerSeptic Tank

UtilitiesCable Available, Phone Connected, Natural Gas Connected, Cable Connected

InteriorBroadband, Garage Door Opener

Sale & Financing

Listed1/23/2020

Sold Date3/10/2020

Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional

Source: SparkMLS

Frequently Asked Questions about 8820 Osmo Street, Kaleva, MI 49645

What school district is 8820 Osmo Street, Kaleva, MI 49645 in?

Per MLS# 20002918, this property is served by Kaleva Norman Dickson School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.

What financing options are available for 8820 Osmo Street, Kaleva, MI 49645?

Is 8820 Osmo Street, Kaleva, MI 49645 eligible for USDA financing?

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

FEMA Flood Map

Is fiber internet available at 8820 Osmo Street, Kaleva, MI 49645?

FCC Broadband Map

Who are the utility providers for this property?

Cherryland Electric Cooperative Superior Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Kaleva Vlg police department or the Manistee County sheriff's office.