For Sale
89 River Drive, Merritt, MI 49667
$379,900
MLS # 1943438 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19601.65 acres
1 / 81
Listing Description
Set in the quiet stretch between Lake City and Houghton Lake, this truly one-of-a kind Northern Michigan property offers a rare blend of water, privacy, and year-round comfort that is nearly impossible to replicate. The centerpiece is a charming ranch-style home featuring 2 bedrooms, 1 bath, attached garage, designed for easy living whether you are settling in full-time or escaping Up North. A beautifully finished four-seasons room invites you to enjoy the outdoors in every season, which makes it a comfortable retreat no matter the weather. Step outside and the setting becomes extraordinary. A gently meandering West Branch Muskegon River wraps the backyard. In addition the the river frontage, the property boasts a artesian-fed pond as well as a Private Lake frontage both stocked with fish. Pond property has a gazebo, well and electric (not currently hooked-up). Across the road, an additional parcels on the Private Lake features a 24x32 heated pole barn with electric, 24x40 polebarn with electric ran to it, offering flexibility for storage, hobbies or future expansion, and a gazebo providing an inviting space for entertaining and enjoyment, and a RV hookup adds even more versatility for guests or extended stays. Practical upgrades bring peace of mind, including a crawl space professionally improved by Michigan Foundation Systems, new metal roof in 2025, home equipped with a Generac for reliable backup power, water softener and propane tank are owned, adding long-term value and convenience. Everything had maintenance performed in 2025! Whether you are seeking a serene retirement setting, a recreational retreat, or a distinctive year-round residence, this property delivers a level of uniqueness that stands apart. Opportunities like this, where multiple waterfront features and functional amenities come together so seamlessly, are exceptionally rare in Northern Michigan. This property truly is a must see to appreciate.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1960 sits in Merritt.
Currently offered at $379,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size1.65 acres
Year Built1960
Stories1
Location
CityMerritt
Zip Code49667
CountyMissaukee
Construction & Systems
BasementCrawl Space
HeatingBaseboard, Hot Water
WaterPrivate Water
Sale & Financing
Listed4/2/2026
Original Price$399,900
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lindy D Benson
REMAX Central
Frequently Asked Questions about 89 River Drive, Merritt, MI 49667
What type of financing is accepted for this listing?
Per MLS# 1943438, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 89 River Drive, Merritt, MI 49667 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$2,464
Principal & interest$2,464
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
89 River Drive, Merritt, MI 49667
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