For Sale
8937 Valley Road NW, Rapid City, MI 49646
$214,900
MLS # 1947711 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19720.25 acres
1 / 26
Listing Description
Welcome to this charming 2-bedroom, 1-bath home, completely remodeled in 2021 and ready for its next chapter. At 728 square feet, this cozy gem proves that good things really do come in small packages — the ideal starter home or the ultimate up-north getaway cottage. Step outside and adventure is at your doorstep. You're just 10 minutes from the crystal-clear waters of Torch Lake and 20 minutes from the stunning Chain of Lakes. Golfers and skiers will love being only 30 minutes from championship courses and the slopes at Schuss Mountain, while Traverse City, Elk Rapids, Bellaire, and Kalkaska are all within easy reach for shopping, dining, and small-town charm. Back at home, unwind in the large, fenced-in backyard with a private fence — perfect for pets, gatherings, or simply relaxing after a day on the water or trail. The detached one-car garage offers plenty of room to store all your toys, from bikes to your off-road rig. Whether you're chasing sunsets on the lake, carving down the mountain, or exploring backroads on your next off-road adventure, this cozy cottage is the perfect basecamp for the northern Michigan lifestyle you've been dreaming of.
Source: SparkMLS
About this home
Located in Rapid City, this property offers 2-bedroom, 1-bath, with original construction dating to 1972.
Listed at $214,900.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.25 acres
Year Built1972
Stories1
Location
CityRapid City
Zip Code49646
CountyKalkaska
Construction & Systems
HeatingNatural Gas, Wall Furnace
WaterPrivate Water
Sale & Financing
Listed7/6/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cherese Villareal
Century 21 Northland-Elk Rapids
Frequently Asked Questions about 8937 Valley Road NW, Rapid City, MI 49646
Can I use FHA or VA financing for this property?
Per MLS# 1947711, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8937 Valley Road NW, Rapid City, MI 49646 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 8937 Valley Road NW, Rapid City, MI 49646?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8937 Valley Road NW, Rapid City, MI 49646
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