Sold
8969 Whispering Lane, Canadian Lakes, MI 49346
Sold on 05/19/2026 for$235,000
MLS # 26016262 (Michigan Regional Information Center (MichRIC))
2 beds2 baths2,034 sqftBuilt 19770.41 acres
1 / 48
Listing Description
Enjoy the perfect blend of comfort, recreation, and Northern Michigan charm with this beautifully updated chalet located in the desirable Canadian Lakes community, just moments from the stunning 5-star St. Ives Golf Course. Set on a private, wooded lot, this inviting home offers a peaceful setting surrounded by nature and abundant wildlife--capturing that true 'up north' experience. Whether you're looking for a full-time residence or a relaxing cottage getaway, this property delivers. Inside, the open floor plan creates a bright and welcoming atmosphere, ideal for both everyday living and entertaining. Two fireplaces add warmth and character, while central air, natural gas, and a newer furnace ensure year-round comfort. Recent updates include new vinyl flooring and newer vinyl siding, enhancing both style and functionality. The finished lower level expands your living space with a spacious family room, full bathroom, and a separate laundry area.
Source: SparkMLS
About this home
Located in Canadian Lakes, this property offers 2-bedroom, 2-bath, 2,034 sq ft, with original construction dating to 1977.
Closed at $235,000 (about $116/sq ft).
Annual property taxes run approximately $2,485 ($207/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area2,034 sqft
Lot Size0.41 acres
Year Built1977
Stories1
Location
CityCanadian Lakes
MunicipalityMorton Twp
Zip Code49346
CountyMecosta
School DistrictChippewa Hills
Construction & Systems
StyleChalet
ConstructionBrick, Vinyl Siding
BasementWalk-Out Access
Garage1 space
HeatingHeat Pump
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed4/16/2026
Sold Date5/18/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
HOA
HOA Fee$899 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$2,485
Tax Year2025
Assessed Value$56,599
Parcel #5411-180-233-000
Source: SparkMLS
Legal Description
SEC 20 T14N R08W LOT 233 HIDDEN VALLEY ESTATES #1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chip Issette
Century 21 White House Realty
Frequently Asked Questions about 8969 Whispering Lane, Canadian Lakes, MI 49346
What school district is 8969 Whispering Lane, Canadian Lakes, MI 49346 in?
Per MLS# 26016262, this property is served by Chippewa Hills. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26016262, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016262, the most recent reported annual property tax for 8969 Whispering Lane, Canadian Lakes, MI 49346 is $2,485 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8969 Whispering Lane, Canadian Lakes, MI 49346 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8969 Whispering Lane, Canadian Lakes, MI 49346 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Morton Twp police department or the Mecosta County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,567
Principal & interest$1,492
HOA$75
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8969 Whispering Lane, Canadian Lakes, MI 49346
View full property history →
Get email alerts for new listings near 8969 Whispering Lane
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.