For Sale
899 Rachelle Street, White Lake, MI
$590,000
MLS # 20261033325 (Realcomp)
4 beds3 baths2,204 sqftBuilt 19760.52 acres
1 / 32
Listing Description
Experience LAKE LIFE in 2026 on all-sports Cedar Island Lake! Four bedroom, 3 full bath quad-level home offers over 171 feet of Lake Frontage and incredible indoor/outdoor living spaces designed to enjoy every season. The updated Kitchen features granite countertops, LVP flooring, newer appliances, a breakfast nook, and vaulted ceilings that flow into the Dining/Living area. The spacious Family Room with a cozy gas fireplace opens to a large four-season Sunroom or Game Room filled with natural light and water views. Step into the Screened-In Patio for late-night cocktails or relax on the beautiful outdoor Patio overlooking the water. A Full Bath and Bedroom also on this level. Upstairs, the Primary Suite includes a private Ensuite Bath and Balcony with breathtaking lake views, 2 more Bedrooms and a shared Full Bath. The Basement offers laundry, storage, and a Bonus Flex room perfect for a home office, gym, or hobby space. Situated on a Corner Lot, there’s plenty of room for parking, trailer storage, plus a 3-Car Garage with 220V service. Dock included in the sale — just drop your boat in and enjoy everything lake living has to offer! UPDATES include: '22 appliances, '21 water softener, '21 water heater, '21 well pump, '20 water filtration system, new sprinkler pump, newer roof, windows and siding. Conveniently located near shopping, dining, and within Huron Valley Schools.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,204 sq ft home built in 1976 sits in White Lake Township in White Lake.
Currently offered at $590,000 (about $268/sq ft).
Property tax estimate: $7,947 per year ($662/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,204 sqft
Lot Size0.52 acres
Year Built1976
Stories4
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementPartial
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished, Central Vacuum, Water Softener/Owned
Sale & Financing
Listed5/13/2026
Original Price$600,000
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$200 / Annually
Source: SparkMLS
Tax Information
Annual Tax$8,252
State Equalized Value$276,220
Taxable Value$238,330
Parcel #1234228010
Source: Public Records
Legal Description
T3N, R8E, SEC 34 GOLDEN SHORES SUB NO 1 LOT 25
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jamie Kane
Real Estate One-Brighton
Frequently Asked Questions about 899 Rachelle Street, White Lake, MI
Which school district serves 899 Rachelle Street, White Lake, MI?
Per MLS# 20261033325, 899 Rachelle Street, White Lake, MI is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
What financing options are available for 899 Rachelle Street, White Lake, MI?
Per MLS# 20261033325, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 899 Rachelle Street, White Lake, MI?
Per public tax records, annual property taxes for this property are $8,252. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 899 Rachelle Street, White Lake, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 899 Rachelle Street, White Lake, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 899 Rachelle Street, White Lake, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$7,947
Monthly$662
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,506
Principal & interest$3,827
Property taxes$662
HOA$17
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
899 Rachelle Street, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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