Sold
90 N Josephine Avenue, Waterford, MI 48328
Sold on 06/05/2026 for$169,900
MLS # 20261021096 (Realcomp)
3 beds1 bath960 sqftBuilt 19850.12 acres
1 / 32
Listing Description
Welcome Home! This Waterford home has just what you have been waiting for- at a price you will like, too! Fully fenced in yard, with a NEW concrete driveway. This lovingly maintained ranch home is ready for you- NEWER furnace & hot water heater , NEW shower/tub with transferable warranty, NEWER windows with transferable warranty - this is ready to go! Ranch living at its finest, with open concept living/dining & kitchen- appliances included- very spacious. Three bedrooms (All good size too!) with full bathroom plus first floor laundry. Built in 1985, and includes two sheds- perfect for all your storage needs. Close to 59,24 & multiple lakes! Schedule your showing today!
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 1-bath, 960 sq ft, with original construction dating to 1985.
Final sale price: $169,900 (about $177/sq ft).
Annual property taxes run approximately $2,062 ($172/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area960 sqft
Lot Size0.12 acres
Year Built1985
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/9/2026
Sold Date6/4/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,105
State Equalized Value$67,800
Taxable Value$30,350
Parcel #1325405009
Source: Public Records
Legal Description
T3N, R9E, SEC 25 HURON GARDENS LOT 93
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Bethany A Brokaw
The Brokaw Group
Frequently Asked Questions about 90 N Josephine Avenue, Waterford, MI 48328
What school district is 90 N Josephine Avenue, Waterford, MI 48328 in?
Per MLS# 20261021096, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261021096, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261021096, the most recent reported annual property tax for 90 N Josephine Avenue, Waterford, MI 48328 is $1,105. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 90 N Josephine Avenue, Waterford, MI 48328 eligible for USDA financing?
Per USDA Rural Development boundary data, 90 N Josephine Avenue, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 90 N Josephine Avenue, Waterford, MI 48328 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$2,062
Monthly$172
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,274
Principal & interest$1,102
Property taxes$172
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
90 N Josephine Avenue, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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