Under Contract
903 N Chipman Street, Owosso, MI 48867
$195,000
MLS # 296790 (Greater Lansing Association of REALTORS®)
3 beds2 bathsBuilt 18900.45 acres
1 / 38
Listing Description
Charming 3-bedroom, 2-bath home offering generous living space and plenty of potential. Features include an eat-in kitchen, formal dining room, and a spacious living room highlighted by a classic brick fireplace. Formal dining room and living room both have hardwood under carpet. The main floor includes a primary bedroom, full bathroom with convenient laundry area. Upstairs, a large landing leads to two spacious bedrooms. Additional amenities include a one-car garage, portable generator, partial basement with concrete floor, and two covered porches for outdoor enjoyment. Situated on a double corner lot, this property provides ample outdoor space and flexibility. A solid home with great bones and a functional layout, ready for your personal updates and design ideas to truly make it shine., View: Downtown,Neighborhood, Front Door: East, Improvements: Formal Dining Room, Foundation Details: Concrete Perimeter
Source: SparkMLS
About this home
3-bedroom, 2-bath home in Owosso in Owosso built in 1890.
Currently offered at $195,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.45 acres
Year Built1890
Location
CityOwosso
MunicipalityOwosso Twp
Zip Code48867
CountyShiawassee
Construction & Systems
ConstructionVinyl Siding
BasementPartial, Michigan Basement
Garage1 space
SewerPublic
UtilitiesBroadband
InteriorWater Softener/Owned, Generator, Ceiling Fan(s)
Sale & Financing
Listed6/18/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carmen Friddle
Coldwell Banker Professionals -Okemos
Frequently Asked Questions about 903 N Chipman Street, Owosso, MI 48867
Is 903 N Chipman Street, Owosso, MI 48867 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 903 N Chipman Street, Owosso, MI 48867 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Owosso Twp police department or the Shiawassee County sheriff's office.
Map
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Monthly payment$1,265
Principal & interest$1,265
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
903 N Chipman Street, Owosso, MI 48867
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Municipality
Owosso
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