For Sale
9045 North Pointe Woods, Charlevoix, MI 49720
$659,900
MLS # 1945279 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 19960.6 acres
1 / 74
Listing Description
Sprawling open-concept ranch located in a quiet neighborhood just minutes from downtown Charlevoix. This well-maintained home offers 3 bedrooms, 3 bathrooms, and an oversized 2-car garage, combining comfort, functionality, and convenience in one exceptional property. The spacious main living area features vaulted ceilings, abundant natural light, and a cozy gas fireplace, creating an inviting atmosphere for everyday living and entertaining. Generously sized bedrooms include a private primary suite designed for comfort and relaxation. A bonus space above the garage offers endless potential and is ready to be finished as a game room, home office, study, or guest suite. Sports fans and movie lovers alike will appreciate the dedicated movie room just off the great room - the perfect place to gather on Game Day. The partially finished basement provides additional flexibility and can easily be expanded for even more living space if desired. Offered mostly furnished, this home is move-in ready and connected to city water and sewer. Enjoy the peaceful setting while remaining close to the shops, restaurants, and waterfront charm of downtown Charlevoix, with easy access east to Bay Harbor and Petoskey.
Source: SparkMLS
About this home
3-bedroom, 2-bath home in Charlevoix built in 1996.
Asking $659,900.
Electric service is provided by City of Charlevoix; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.6 acres
Year Built1996
Stories1
Location
CityCharlevoix
MunicipalityCharlevoix
Zip Code49720
CountyCharlevoix
Construction & Systems
BasementCrawl Space, Other
HeatingNatural Gas, Baseboard, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/17/2026
Original Price$699,900
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Matthew J Crane
Berkshire Hathaway Homeservices - TC
Frequently Asked Questions about 9045 North Pointe Woods, Charlevoix, MI 49720
What financing options are available for 9045 North Pointe Woods, Charlevoix, MI 49720?
Per MLS# 1945279, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 9045 North Pointe Woods, Charlevoix, MI 49720 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 9045 North Pointe Woods, Charlevoix, MI 49720 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 9045 North Pointe Woods, Charlevoix, MI 49720?
Per Michigan Public Service Commission service territory data: Electric: City of Charlevoix. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Charlevoix police department or the Charlevoix County sheriff's office.
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Monthly payment$4,280
Principal & interest$4,280
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Charlevoix
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9045 North Pointe Woods, Charlevoix, MI 49720
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