For Sale
905 W Seventh Street, Traverse City, MI 49684
$365,000
MLS # 1948013 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19060.28 acres
1 / 16
Listing Description
Historic Home in Downtown Traverse City Discover a prime real estate opportunity in the heart of downtown Traverse City. Built in 1906, this historic Hannah Lay home is situated on an expansive 0.28-acre lot, offering a rare amount of outdoor space for the area. The location is unbeatable—just moments from Munson Medical Center and the Grand Traverse Commons, and within easy walking distance of West Bay. The 1,154-square-foot home features 3 bedrooms, 1 bathroom, a newer heating system, and a newer roof installed in 2024. Zoned R-3, this property is packed with potential for investors or buyers looking to create their dream space in a highly desirable neighborhood.
Source: SparkMLS
About this home
Located in Traverse City in Traverse City, this property offers 3-bedroom, 1-bath, with original construction dating to 1906.
Listed at $365,000.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.28 acres
Year Built1906
Stories1
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49684
CountyGrand Traverse County
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/14/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeff Skomp
Coldwell Banker Schmidt Traverse City
Frequently Asked Questions about 905 W Seventh Street, Traverse City, MI 49684
What financing options are available for 905 W Seventh Street, Traverse City, MI 49684?
Per MLS# 1948013, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 905 W Seventh Street, Traverse City, MI 49684 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 905 W Seventh Street, Traverse City, MI 49684 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 905 W Seventh Street, Traverse City, MI 49684?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
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Monthly payment$2,367
Principal & interest$2,367
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
905 W Seventh Street, Traverse City, MI 49684
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Municipality
Traverse City
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