For Sale
906 Mitchell Street, Ludington, MI 49431
$455,000
MLS # 26024639 (Michigan Regional Information Center (MichRIC))
5 beds2 baths1,440 sqftBuilt 19760.29 acres
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Listing Description
Beautifully Updated Ranch Home in a Prime location just a short walk to downtown Ludington, schools,hospital and the Stunning Lake Michigan Shoreline beaches! This Spacious Move-in ready 5 bed/2 bath, home situated on 2 city lots w/fenced yard & 2 car detached garage, has been extensively renovated with quality updates throughout, offering a modern comfort, style, and peace of mind. Major exterior improvements include a NEW ROOF on both house/garage (2024), New Deck w/Gazebo (2024), Privacy fence (2024), New shed w/full electric (2025)- Ready for all the entertaining aspects. Garage has been fully upgraded with new drywall,insulation, storage loft, lighting,and a brand New 16' door (2025). Inside the boasts Natural Light at every turn; completely refreshed interior featuring new flooring and paint throughout (2024), updated interior doors/trim (2023),new light fixtures,and custom closet organizers in all (5) closets(2024). The beautifully remodeled Kitchen (2023-2026) offers solid ...
Source: SparkMLS
About this home
This 5-bedroom, 2-bath, 1,440 sq ft home built in 1976 sits in Ludington in Ludington.
Listed at $455,000 (about $316/sq ft).
Property tax estimate: $5,108 per year ($426/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area1,440 sqft
Lot Size0.29 acres
Year Built1976
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionICFs (Insulated Concrete Forms), Vinyl Siding
BasementFull
Garage2 spaces
HeatingENERGY STAR Qualified Equipment, Forced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorBroadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/24/2026
Original Price$465,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,108
Tax Year2025
State Equalized Value$130,900
Taxable Value$123,307
Assessed Value$126,636
Homestead (PRE)100%
Parcel #051-274-007-10
Source: Public Records
Legal Description
LAWNDALE PARK ADDITION LOTS 9 & 10 BLOCK 4.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michelle Hernandez Sarto
Five Star RE Ludington
Frequently Asked Questions about 906 Mitchell Street, Ludington, MI 49431
Which school district serves 906 Mitchell Street, Ludington, MI 49431?
Per MLS# 26024639, 906 Mitchell Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26024639, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 906 Mitchell Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $5,108 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 906 Mitchell Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 906 Mitchell Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 906 Mitchell Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,951
Principal & interest$2,951
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
906 Mitchell Street, Ludington, MI 49431
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Municipality
Ludington
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