Sold
9086 N TOTTENHAM Drive, Traverse City, MI 49685
Sold on 06/09/2025 for$898,205
MLS # 20250031601 (Realcomp)
4 beds3 baths2,869 sqftBuilt 19740.45 acres
1 / 71
Listing Description
Welcome to Long Lake! Nestled in the highly sought-after Settler’s Cove community with 700 feet of pristine shared beachfront where you can enjoy the lazy days of summer in this friendly community also offering tennis and pickle ball courts and dock space for your boat. This meticulously maintained and remodeled 2-story Contemporary/Craftsman style home offers the perfect blend of refined elegance, modern efficiency, and Up North charm. 3 Fireplaces! 1759 sqft unfinished basement rough plumbed for future growth! Designed for those who value quality and time, every inch of this home has been tastefully updated, including a new boiler, with high-end finishes and thoughtful touches throughout. You can opt for the primary bedroom to be on the main or upper floor with this modern floor plan. The gourmet kitchen is a true showpiece, featuring an expansive granite island, Frigidaire Professional stainless appliances, and an induction cooktop—ideal for quick, precise cooking. The open-concept main level showcases warm red oak flooring, a cozy ledge stone gas fireplace, and custom built-ins. A spacious family room off the dining area offers a second fireplace—perfect for relaxed evenings or entertaining. The Long Lake Township-required POS inspection already completed, quick occupancy is available—the sellers have already secured their next home. Enjoy peaceful living in Long Lake Township’s countryside while still being just minutes from downtown Traverse City’s world-class dining, Munson Medical Center, Grand Traverse Commons, wineries, and trails. Spend your summers swimming, all sports boating, playing pickle ball and paddle boarding on one of Northern Michigan’s cleanest all-sports lakes, renowned for its crystal-clear waters, sandy bottom, and community-oriented lifestyle. Whether you're a full-time resident or looking for an stress-free second home, this turnkey property makes the transition easy and the lifestyle effortless. 4 seasons of fun can be found here!
Source: SparkMLS
About this home
Located in Traverse City, this property offers 4-bedroom, 3-bath, 2,869 sq ft, with original construction dating to 1974.
Closed at $898,205 (about $313/sq ft).
Estimated annual property tax: $12,695, or about $1,058 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 5 providers. Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,869 sqft
Lot Size0.45 acres
Year Built1974
Stories2
Location
CityTraverse City
MunicipalityLong Lake Twp
Zip Code49685
CountyGrand Traverse County
School DistrictTraverse City
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementDaylight
Garage2 spaces
HeatingHot Water
WaterWell
SewerSeptic Tank
Sale & Financing
Listed4/30/2025
Sold Date6/8/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$240 / Annually
Source: SparkMLS
Tax Information
Annual Tax$12,695
Parcel #08 330 015 00
Source: SparkMLS
Legal Description
LOT 15 SETTLERS COVE NO 1.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cindy Anderson
Lake Homes Realty, LLC
Frequently Asked Questions about 9086 N TOTTENHAM Drive, Traverse City, MI 49685
What school district is 9086 N TOTTENHAM Drive, Traverse City, MI 49685 in?
Per MLS# 20250031601, this property is served by Traverse City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20250031601, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250031601, the most recent reported annual property tax for 9086 N TOTTENHAM Drive, Traverse City, MI 49685 is $12,695. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 9086 N TOTTENHAM Drive, Traverse City, MI 49685 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 9086 N TOTTENHAM Drive, Traverse City, MI 49685 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 9086 N TOTTENHAM Drive, Traverse City, MI 49685?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 9086 N TOTTENHAM Drive, Traverse City, MI 49685. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Long Lake Twp police department or the Grand Traverse County County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$6,305
Principal & interest$6,285
HOA$20
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
9086 N TOTTENHAM Drive, Traverse City, MI 49685
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