Sold
91 S JOSEPHINE Avenue, Waterford, MI 48328
Sold on 07/03/2025 for$215,000
MLS # 20251001668 (Realcomp)
3 beds1 bath1,856 sqftBuilt 19280.17 acres
1 / 43
Listing Description
Seller received multiple offers and accepted the best offer that was $215,000. The home appraised for $215,000 with an FHA loan. There was an issue with the foundation which the seller will be fixing with the Foundation Systems of MI. Work is scheduled for June 2nd, 2025. The seller is paying for the repair which will have a LIFE OF THE STRUCTURE WARRANTY. Welcome to 91 S Josephine Ave in Waterford, Michigan—a beautifully renovated gem that’s been transformed from the studs up! Step inside to discover modern finishes throughout, a brand-new kitchen with sleek cabinetry and updated appliances, fresh flooring, lighting, and fixtures. The bathroom is gorgeous and offers first floor laundry. Check out the size of the primary bedroom. But that’s not all—head downstairs to a fully finished basement offering extra living space for a rec room, home gym, or media center. This home has too many updates to list. Roof was replaced 3 years ago, Furnace 5 years ago, most of the windows 2025, interior doors 2025, But LOCATION, LOCATION, LOCATION is what makes this home so desirable. Nearby businesses such as the Waterford Plaza Shopping Center, Waterford Oaks Waterpark, Drayton Plains Nature Center, Home Depot, Costco, and so much more make your life easier and enjoyable. Don't miss out on this one!!!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,856 sq ft home built in 1928 sits in Waterford Township in Waterford.
This home sold for $215,000 (about $116/sq ft).
Annual property taxes run approximately $1,972 ($164/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,856 sqft
Lot Size0.17 acres
Year Built1928
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionWood Siding
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/22/2025
Sold Date7/2/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,140
State Equalized Value$64,850
Taxable Value$64,850
Parcel #1336204002
Source: Public Records
Legal Description
T3N, R9E, SEC 36 HURON GARDENS NO 1 LOT 628
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Nosida Ndrejaj
Max Broock Realtors
Frequently Asked Questions about 91 S JOSEPHINE Avenue, Waterford, MI 48328
What school district is 91 S JOSEPHINE Avenue, Waterford, MI 48328 in?
Per MLS# 20251001668, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251001668, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251001668, the most recent reported annual property tax for 91 S JOSEPHINE Avenue, Waterford, MI 48328 is $1,140. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 91 S JOSEPHINE Avenue, Waterford, MI 48328 eligible for USDA financing?
Per USDA Rural Development boundary data, 91 S JOSEPHINE Avenue, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 91 S JOSEPHINE Avenue, Waterford, MI 48328 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 91 S JOSEPHINE Avenue, Waterford, MI 48328?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$1,972
Monthly$164
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,559
Principal & interest$1,394
Property taxes$164
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
91 S JOSEPHINE Avenue, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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