Sold
910 Spence Street, Pontiac, MI 48340
Sold on 08/18/2025 for$192,000
MLS # 20251008856 (Realcomp)
3 beds2 baths1,240 sqftBuilt 19200.12 acres
1 / 20
Listing Description
GM Modern Housing Historic District. This beautiful neighborhood is on the National Register of Historic Places and here's your chance to own this beautiful gem in Pontiac. This home has been recently renovated with all of the following:-new paint throughout -new recessed lighting in living room -new vinyl plank flooring (kitchen, bath, and foyer) -new kitchen cabinets -new light fixtures throughout -original refinished hardwood floors -new tile kitchen backsplash -all new interior doors -completely renovated bathroom(s) (vanity, tile fixtures, vanity) -new hot water tank & furnace -updated plumbing -updated electrical -new 6-foot privacy fence -updated outdoor deck-central airThis one has everything from top to bottom perfect for a first-time home buyer or someone looking to upgrade. Located just minutes from the Woodward loop to the south or Waterford & Auburn Hills. Also, just minutes from M59 & I 75.
Source: SparkMLS
About this home
Located in Pontiac in Pontiac, this property offers 3-bedroom, 2-bath, 1,240 sq ft, with original construction dating to 1920.
Closed at $192,000 (about $155/sq ft).
Annual property taxes run approximately $3,207 ($267/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,240 sqft
Lot Size0.12 acres
Year Built1920
Stories2
Location
CityPontiac
MunicipalityPontiac
Zip Code48340
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionStucco, Vinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/15/2025
Sold Date8/17/2025
Original Price$219,000
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$3,207
State Equalized Value$56,550
Taxable Value$56,550
Parcel #1421256006
Source: Public Records
Legal Description
T3N, R10E, SEC 21 MODERN HOUSING CORP OAKLAND PARK BLOCK 6, LOT 3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sean Owens
Todd Enterprises Inc
Frequently Asked Questions about 910 Spence Street, Pontiac, MI 48340
What school district is 910 Spence Street, Pontiac, MI 48340 in?
Per MLS# 20251008856, this property is served by Pontiac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 910 Spence Street, Pontiac, MI 48340?
Per MLS# 20251008856, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251008856, the most recent reported annual property tax for 910 Spence Street, Pontiac, MI 48340 is $3,207. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 910 Spence Street, Pontiac, MI 48340 eligible for USDA financing?
Per USDA Rural Development boundary data, 910 Spence Street, Pontiac, MI 48340 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 910 Spence Street, Pontiac, MI 48340 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 910 Spence Street, Pontiac, MI 48340?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
910 Spence Street, Pontiac, MI 48340
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Municipality
Pontiac
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County
Oakland County
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