Canceled
912 Garfield Avenue, Bay City, MI 48708
$44,000
MLS # 50209782 (MiRealSource)
3 beds1 bathBuilt 19170.11 acres
1 / 15
Listing Description
* Roof: 2015 * Countertops: Original to the home * Flooring: Hardwood in most of the home needs to be replaced. * Kitchen / Bathrooms: Cabinets are good condition. Countertops are in mid condition as they have a bunch of scratches. The flooring also needs work in the kitchen area. * AC/Furnace: Window units and furnace are 5 years old. * Countertops and Cabinets: Original to the build. * Windows: Installed in 2008 * Siding: Has plywood in the front on the side by the driveway. * Railing: Loose and needs work. * Basement: Floods when it rains hard, but sump pump takes care of it. This has been happing for about 4 years.
Source: SparkMLS
About this home
Located in Bay City in Bay City, this property offers 3-bedroom, 1-bath, with original construction dating to 1917.
Listed at $44,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.11 acres
Year Built1917
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
ConstructionOther
Garage1 space
Sale & Financing
Listed6/1/2026
Original Price$59,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #0916002837602400
Source: SparkMLS
Legal Description
LOT 3 BLK 5 W M MILLERS ADD TO BC
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Scott Fader
Joseph Walter Realty LLC
Frequently Asked Questions about 912 Garfield Avenue, Bay City, MI 48708
What school district is 912 Garfield Avenue, Bay City, MI 48708 in?
Per MLS# 50209782, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50209782, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 912 Garfield Avenue, Bay City, MI 48708 eligible for USDA financing?
Per USDA Rural Development boundary data, 912 Garfield Avenue, Bay City, MI 48708 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 912 Garfield Avenue, Bay City, MI 48708 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
Map
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Monthly payment$285
Principal & interest$285
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
912 Garfield Avenue, Bay City, MI 48708
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Municipality
Bay City
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