Under Contract
912 Kingsley Avenue, St. Joseph, MI 49085
$219,900
MLS # 26034560 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,420 sqftBuilt 19420.16 acres
1 / 34
Listing Description
Solid St. Joseph City Cape Cod with hardwood floors a great backyard. Large eating/rec room off kitchen, office/music room off living room. Upstairs offers two bedrooms and a half bathroom. Replacement windows and partial French drain system in basement. Rear shed and paver patio. Close to Howard Ice Arena and Lincoln Elementary School. Great opportunity to add your own flavor to this cute city home. Don't miss out on this great property in St. Joseph, close to all that Southwest Michigan has to offer. Just a short distance to area schools, restaurants, breweries, beaches, golf courses, shopping, highway access and more.
Source: SparkMLS
About this home
Located in St Joseph in St. Joseph, this property offers 3-bedroom, 2-bath, 1,420 sq ft, with original construction dating to 1942.
Currently offered at $219,900 (about $155/sq ft).
Annual property taxes run approximately $2,832 ($236/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,420 sqft
Lot Size0.16 acres
Year Built1942
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen
Sale & Financing
Listed7/7/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,832
Tax Year2025
Assessed Value$72,266
Parcel #11-76-8600-0033-00-6
Source: SparkMLS
Legal Description
LOT 33 W L WILSON SUBDN PT OF UNIV LOTS 77 & 78 SEC 26 T4S R19W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lars A Petzke
RE/MAX by the Lake
Frequently Asked Questions about 912 Kingsley Avenue, St. Joseph, MI 49085
Which school district serves 912 Kingsley Avenue, St. Joseph, MI 49085?
Per MLS# 26034560, 912 Kingsley Avenue, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26034560, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 912 Kingsley Avenue, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $2,832 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 912 Kingsley Avenue, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 912 Kingsley Avenue, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 912 Kingsley Avenue, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Map
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Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
912 Kingsley Avenue, St. Joseph, MI 49085
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Municipality
St Joseph
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