Under Contract
913 Cedar Street, St. Clair, MI 48079
$200,000
MLS # 20261027433 (Realcomp)
3 beds2 baths1,092 sqftBuilt 99990.2 acres
1 / 24
Listing Description
Nestled in the heart of St. Clair, this charming home offers the perfect blend of comfort and convenience. Enjoy being within walking distance to the scenic St. Clair River boardwalk and the vibrant downtown area, the center of local shopping, dining, and community events.Inside, the home features a functional layout with three bedrooms, including two upstairs with a convenient half bath and one on the main level. A full bathroom is also located on the first floor for added ease. Hardwood floors flow through the living and dining rooms, while the inviting living room fireplace creates a warm and cozy atmosphere. The updated kitchen features stainless steel appliances, adding a modern touch to the home.Step outside to a large fenced yard, offering plenty of space for entertaining, gardening, or simply relaxing in your own private outdoor setting. This home is a wonderful opportunity to enjoy the charm, walkability, and lifestyle that St. Clair has to offer.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,092 sq ft home in St Clair in St. Clair built in 9999.
Listed at $200,000 (about $183/sq ft).
Estimated annual property tax: $2,700, or about $225 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,092 sqft
Lot Size0.2 acres
Year Built9999
Stories2
Location
CitySt. Clair
MunicipalitySt. Clair City
Zip Code48079
CountySt. Clair
School DistrictEast China
Construction & Systems
ConstructionAluminum Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/22/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,700
Parcel #74070940038000
Source: SparkMLS
Legal Description
LOT 38 ASSESSORS PLAT OF PART OF FIVE ACRE LOTS 107, 110 & 111 & PART OF OUTLOTS 10 & 11 OF SUBD OF PART OF PC 304 & 305
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tiroca Battle
REALTEAM Real Estate
Frequently Asked Questions about 913 Cedar Street, St. Clair, MI 48079
What school district is 913 Cedar Street, St. Clair, MI 48079 in?
Per MLS# 20261027433, this property is served by East China. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261027433, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261027433, the most recent reported annual property tax for 913 Cedar Street, St. Clair, MI 48079 is $2,700. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 913 Cedar Street, St. Clair, MI 48079 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 913 Cedar Street, St. Clair, MI 48079 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Clair City police department or the St. Clair County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
913 Cedar Street, St. Clair, MI 48079
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Municipality
St Clair
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