For Sale
916 N Niagara Street, Saginaw, MI 48602
$180,000
MLS # 50197500 (MiRealSource)
1.94 acres
1 / 9
Listing Description
Four parcels available along the Saginaw River, offering a unique riverfront development opportunity in the City of Saginaw. The combined site totals approximately 1.94 acres, including 300 feet of frontage on the Saginaw River. The property is zoned RMU (Riverfront Mixed-Use), Lot 15-0579-00000 (1.129 Acres with 300 feet on the Saginaw River) 15-0579-00100 (.623 Acres) Lot 15-0577-00000 (.125 Acres) Lot 15-0151-00100 (.063 Acres) Seller financing available, contact listing agent for details!
Source: SparkMLS
About this home
Asking $180,000.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size1.94 acres
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48602
CountySaginaw
Sale & Financing
Listed1/13/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Paul Burback
The Miller Group
Frequently Asked Questions about 916 N Niagara Street, Saginaw, MI 48602
Can I use FHA or VA financing for this property?
Per MLS# 50197500, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 916 N Niagara Street, Saginaw, MI 48602 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 916 N Niagara Street, Saginaw, MI 48602 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 916 N Niagara Street, Saginaw, MI 48602. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 916 N Niagara Street, Saginaw, MI 48602?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
916 N Niagara Street, Saginaw, MI 48602
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Municipality
Saginaw
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