For Sale
922 N 3rd Avenue, Saginaw, MI 48601
$16,500
MLS # 20261044376 (Realcomp)
5 beds2 baths1,400 sqftBuilt 18840.15 acres
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Listing Description
Welcome to 922 N 3rd Ave, Saginaw, MI 48601, a prime opportunity for real estate investors and flippers looking for their next major win. This two-unit duplex, originally built in 1884, offers approximately 1,694 square feet of livable space on a 6,534-square-foot lot and is currently priced to reflect its need for a massive renovation. As a "diamond in the rough" priced for high-potential returns, this property is a strong contender for a fix-and-flip project or a powerful addition to your rental portfolio in a market where home values have recently seen steady growth. With the duplex's historical structure and generous lot size, there is significant room to add value and capitalize on Saginaw's transitioning market, where proactive planning and correct pricing for immediate impact are key to success. Bring your vision and your crew to transform this off-market asset into a cash-flowing powerhouse or a stunning showcase, but act quickly as properties with this much upside at this price point do not last long.
Source: SparkMLS
About this home
Located in Saginaw in Saginaw, this property offers 5-bedroom, 2-bath, 1,400 sq ft, with original construction dating to 1884.
Asking $16,500 (about $12/sq ft).
Annual property taxes run approximately $2,049 ($171/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area1,400 sqft
Lot Size0.15 acres
Year Built1884
Stories2
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48601
CountySaginaw
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/11/2026
Original Price$22,000
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$2,049
Parcel #01043600000
Source: SparkMLS
Legal Description
LOT 5,BLK.130,HOYT S NORTHERN ADDITION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Marquaveon McKinney
Realtyflo Inc
Frequently Asked Questions about 922 N 3rd Avenue, Saginaw, MI 48601
Can I use FHA or VA financing for this property?
Per MLS# 20261044376, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 922 N 3rd Avenue, Saginaw, MI 48601?
Per public tax records, annual property taxes for this property are $2,049. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 922 N 3rd Avenue, Saginaw, MI 48601 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 922 N 3rd Avenue, Saginaw, MI 48601 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 922 N 3rd Avenue, Saginaw, MI 48601?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
Map
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Monthly payment$107
Principal & interest$107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
922 N 3rd Avenue, Saginaw, MI 48601
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Municipality
Saginaw
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